NFCU Approval 4K SL & 8.99% APR

[JL276]

Hi guys,

I joined Navy Federal, got a checking and savings and asked the rep if I was prequalified for any cards. I prequalified for all, but so did my friend and she was denied a card and her scores are a lot better than mine plus she has more income. MY DTI ratio is super low apparently, and after reading this forum I figured I'd get at least $1k. I had to unfreeze TransUnion and was approved immediately for the GoRewards at $4,000 SL and 8.99APR lowest APR I've ever had. Can't wait to grow with Navy

[AllZero]

Congratulations on your approval!

[AllZero]

For your reading pleasure. Navy Federal Thread for CLI and Additional Cards

[M_Smart007]

@JL276 

Welcome To myFICO Forums and

[CYBERSAM]

Congrats on your approval! 👍

[JL276]

Thanks AllZero I read that thread for a week from start to finish before I applied. Lol y'all have been so helpful. 

[JL276]

Thanks a lot @CYBERSAM @M_Smart007 

[AllZero]

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@JL276 wrote:

Thanks AllZero I read that thread for a week from start to finish before I applied. Lol y'all have been so helpful. 

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Glad to help. That was a lot of reading. Wow, I'm surprised you finished the entire thread.

No need for us to mention 91/3 because I'm sure your calendar is all ready marked.

[M_Smart007]

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@JL276 wrote:

Thanks a lot @CYBERSAM @M_Smart007 

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You are welcome

[JL276]

@AllZero One night I stayed up until like 6am, I noticed it was light out and looked at the clock and freaked. Lol There's so much info here, all so helpful. Can't wait for my 91/3 I'm going for the Plat next.