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NFCU - Approved 50K

californiaboy935
Frequent Contributor

NFCU - Approved 50K

Like most things in life... this is a happy accident.  I got a parking ticket for parking on my street - with my permit - and they still upheld the parking ticket when I contested it saying "placard not in full view" all this to say I really wanted to pay by card so as not to waste a points opportunity with the feeless merchant processing system they were using.

 

Flash forward to two days befor the due date, yesterday evening, and I get the bright idea to apply for the Navy Federal Master Card Platinum.  From my account where i've had the CashRewards Visa for about a year now.  So background of that card, nothing but small purchases never nearing my credit limit (1k) and always paid before statment posting. 

 

I applied online through the membership portal "Open and Account" in the uper right hand corner.  To my great surprise, APPROVED - 50,800.00 Cash Advance Available 17,400.00 at 17.99% APR. Pulled Equifax Credit Report: 763

 

Super awesome for not a huge relationship.  I see what all the seasoned credit card cultivators here say about NFCU. Such a privilage to have men and women who fight for our country to protect our freedoms and liberty.  Thank you all for your service. And of course your amazing credit union.

BofA Cash Rewards Visa $50,800 | American Express Platinum | American Express Blue Cash Preferred $6,000 | American Express Cash $2,000 | American Express Blue Business Plus $4,000 | Apple Card Mastercard $5,000 | Discover IT $3,750

FICO 8 scores 01/2020
EX-714
TU-701
EQ-756
34 REPLIES 34
M_Smart007
Epic Contributor

Re: NFCU - Approved 50K

@californiaboy935, Congratulations on your approval! ...

 

Las Vegas Pictures and Images

Message 2 of 35
californiaboy935
Frequent Contributor

Re: NFCU - Approved 50K

 


@M_Smart007 wrote:

@californiaboy935, Congratulations on your approval! ...

 

Las Vegas Pictures and Images


Thank You!

BofA Cash Rewards Visa $50,800 | American Express Platinum | American Express Blue Cash Preferred $6,000 | American Express Cash $2,000 | American Express Blue Business Plus $4,000 | Apple Card Mastercard $5,000 | Discover IT $3,750

FICO 8 scores 01/2020
EX-714
TU-701
EQ-756
Message 3 of 35
CreditAggie
Senior Contributor

Re: NFCU - Approved 50K

Congratulations on your massive NFCU Platinum approval!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 4 of 35
gdale6
Moderator

Re: NFCU - Approved 50K

This is a fantastic approval not many get 50K out the door!

Message 5 of 35
thornback
Senior Contributor

Re: NFCU - Approved 50K

Wow that's a fantastic starting limit. Nurturing that 1K CR with patience was well worth it -- congratulations!

Personal Aphorism:
"Forget What You Feel, Remember What You Deserve"


Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 11/2020: EX 780 ✦ EQ 771 ✦ TU 781
Current FICO 9s | 11/2020: EX 793 ✦ EQ 780 ✦ TU 778
2020 Goal Score | 800s


My AAoA: 3.8 years not incl. AU / 4 years incl. AU
My AoOA: 7.10 years not incl. AU / 9.10 years incl. AU
Inquiries: EX 0/6 | 1/12 ✦ EQ 1/6 | 2/12 ✦ TU 0/6 | 1/12
Report Status: Clean


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 6 of 35
Saeren
Mega Contributor

Re: NFCU - Approved 50K

That is quite frankly amazing seeing how the platinum is supposed to have a $50K limit cap lol. Congrats!





Message 7 of 35
CreditMagic7
Super Contributor

Re: NFCU - Approved 50K

Oh my NFCU! Whatta a splendid CU you are.

 

Congratulations OP on a sparkling solid Approval of epic proportion.

Message 8 of 35
AllZero
Super Contributor

Re: NFCU - Approved 50K

Congratulations on your approval!
Message 9 of 35
5KRunner
Frequent Contributor

Re: NFCU - Approved 50K

Major kudos on this massive approval! I have 3 NFCU cards with a total CL of $50400, but that includes a few CLIs. Really cool to see that you were approved for more than that in one go!

Message 10 of 35
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