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NFCU New Member and Cash Rewards VISA

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CA4Closure
Regular Contributor

NFCU New Member and Cash Rewards VISA

Capital One is on my closure list but before I did that I needed to find a better credit card to make up the lost creditline I would lose of $15,000. I opened a Checking/Savings account with NFCU today and applied for their Cashback Rewards card. $15,000 creditline. Goodbye Capital One! I will lose 18 years of continuous history with Capital One but my FICO scores are 805, 802 and 820 across all three credit bureaus.

Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: NFCU New Member and Cash Rewards VISA

@CA4Closure

 

Super Congrats on your Navy Fed Cash Rewards $15,000 SL! Smiley Very Happy

 

First things first: You're either active duty, a veteran or a family member

of an active duty member/veteran. From one veteran to another,

Thank You for your service!! Smiley Very Happy

 

When one door closes, another one opens. Navy Fed is a terrific financial

institution that will serve you extremely well. I've been with Navy Fed

since 2010, and it's one of the smartest decisions I've ever made. Smiley Very Happy

 

Congrats again on your appoval. Thanks so much for sharing! Smiley Very Happy

Message 2 of 10
AverageJoesCredit
Legendary Contributor

Re: NFCU New Member and Cash Rewards VISA

Lol, thats karmaSmiley Wink Great approval. Me personally, id just sd a 18 year card, who knows maybe you can get 2 more years out of it before they close itSmiley Wink
Message 3 of 10
Anonymous
Not applicable

Re: NFCU New Member and Cash Rewards VISA

Congrats on your new NFCU Cash Rewards card! Nice SL as well! Smiley Very Happy

Message 4 of 10
xaximus
Valued Contributor

Re: NFCU New Member and Cash Rewards VISA

Congrats on your CL and even if you do close the card, the history stays on your CR upto 10 years.


Scores - All bureaus 770 +
TCL - Est. $410K
Message 5 of 10
AverageJoesCredit
Legendary Contributor

Re: NFCU New Member and Cash Rewards VISA

Lol, seeing a 18 year old cc is like seeing a couple married for 50 plus years . Rarer and RarerSmiley Wink
Message 6 of 10
CA4Closure
Regular Contributor

Re: NFCU New Member and Cash Rewards VISA

Thank you to you too! Just sick and tired of Capital One playing games.
I should have joined years ago but constant deployment (too many around the world tours

on aircraft carriers), I just didn't spend too much time on the state side. Now I am spending more time at home so I decided to join NFCU.

Message 7 of 10
Jnbmom
Credit Mentor

Re: NFCU New Member and Cash Rewards VISA


@CA4Closure wrote:

Thank you to you too! Just sick and tired of Capital One playing games.
I should have joined years ago but constant deployment (too many around the world tours

on aircraft carriers), I just didn't spend too much time on the state side. Now I am spending more time at home so I decided to join NFCU.


THANK YOU for your service.

 

Congrats on the card, I love NFCU.

EXP 780 EQ 796 TU 810
Message 8 of 10
19eighty5
Senior Contributor

Re: NFCU New Member and Cash Rewards VISA

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 9 of 10
stonedog23
Frequent Contributor

Re: NFCU New Member and Cash Rewards VISA


@CA4Closure wrote:

Thank you to you too! Just sick and tired of Capital One playing games.
I should have joined years ago but constant deployment (too many around the world tours

on aircraft carriers), I just didn't spend too much time on the state side. Now I am spending more time at home so I decided to join NFCU.


You say you are tired of Capital One playing games with you?  Well a lot of us would love Capital One to play games with us to the tune of a $15,000 credit line.  I realize you think you should be further alone after 18 years.  But some of us, like me, are stuck in bucket hell with Capital One and won't be going beyond my $1500.  Congrats on Navy Fed!

NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($40,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , One Key Mastercard ($14,000), Citi Double Cash ($11,600), Discover It Cash ($9000), Capital One Quicksilver MC ($9000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500 manually lowered to $500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 778, TU 765, EX 758 FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
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