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NFCU nRewards Secured Card Graduation!

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mchang124
Regular Contributor

NFCU nRewards Secured Card Graduation!

Wanted to share yet another NFCU story.

 

Started my relationship with NFCU in 2019. And from reading on these forums, i saw that NFCU was very generious with their CL to its members. Knowing that NFCU is a relationship type of bank, I knew my credit wasnt the greatest and started with their nRewards Secured Card and depositing $200 like most members do. at the time in July of 2019, I was at a 597 TU score (based on CK). I used this card as my daily driver card and putting my daily and monthly expenses on it up until i app'd for the More Rewards Amex and was approved for that card (700 EQ FICO at time of application).

 

This morning, waking up pretty early, checking all my bank accounts as i usually do every morning, I noticed that my NFCU nRewards card had an increase CL from $200 to $2000; meaning my card graduated after 5 statements (6 months). I'm overly excited that this card has finally graduated.

 

And for those of you on a rebuilding phase right now, if you look at previous threads, you'll see my story. I'll wrap it up here.

 

January 2019, 538 TU (based on CK) with $0 credit available to me; to the 700 club and with this cards graduation, $33700 in total available credit in one year. 

 

I attribute all this to my DW, one of my friends whos in credit repair/consulting and all the members of the boards. Thanks everyone!

 

IMG_2119.PNGIMG_2120.PNGIMG_2118.jpg

“It’s nice to be important but it’s more important to be nice”
Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: NFCU nRewards Secured Card Graduation!

Congrats on your graduation, I sure they will be very generous once you apply for a second card.

Message 2 of 11
mchang124
Regular Contributor

Re: NFCU nRewards Secured Card Graduation!


@Anonymous wrote:

Congrats on your graduation, I sure they will be very generous once you apply for a second card.


I'm actually waiting on app'ing for my 3rd card which would be the flagship. but currently, there's no SUB. So i'm in no rush. lol. My 91/3 is Feb 8th from my More Rewards card. 

“It’s nice to be important but it’s more important to be nice”
Message 3 of 11
Rebuild2019
Valued Contributor

Re: NFCU nRewards Secured Card Graduation!

Congrats on your graduation 🎓

CARDS: Discover It | Kohl’s | Truist Spectrum Cash Rewards | Truist Bright | CITI Custom Cash | Chase Freedom Flex | Chase Amazon Prime Visa | VACU Cash Rewards Mastercard | Sam’s Club Mastercard | PenFed Gold Visa | NFCU CashRewards | NFCU More Rewards | NFCU Platinum Visa | AMEX BCE | Verizon Visa | Wells Fargo Active Cash | Amazon Prime | NFCU Auto Loan
Starting Scores 05/2019: EQ:519, EX:525, TU:574

CLOSED : Capital One Quicksilver One | OpenSky |
Message 4 of 11
Traveler101
Established Contributor

Re: NFCU nRewards Secured Card Graduation!

Good for you..congrats!
Message 5 of 11
M_Smart007
Legendary Contributor

Re: NFCU nRewards Secured Card Graduation!

Congratulations!

Message 6 of 11
coreyb80
Super Contributor

Re: NFCU nRewards Secured Card Graduation!

Congrats on the graduation!!

Message 7 of 11
AllZero
Mega Contributor

Re: NFCU nRewards Secured Card Graduation!

Congratulations on your graduation 🎓 and CLI!
Message 8 of 11
Marz2002
Senior Contributor

Re: NFCU nRewards Secured Card Graduation!

From 1 Rebuilder to another Rebuilder, CONGRATS  on your NFCU nRewards Secured Card Graduation and the auto  10X  CLI and your AMAZING Success over the Past Year - Way to GO!!! Smiley Wink

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 9 of 11
UH_HUH
Valued Contributor

Re: NFCU nRewards Secured Card Graduation!

Well that story made me smile :-)

Congratulations on your success and

also on your patience and diligence.

Impressive stuff ;-)

Enjoy

Message 10 of 11
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