Navy Federal Secured Approved!

[Anonymous]

I applied for one of the NFCU cards, and was declined.  My Fico score is 606, AAoA is 2 years.  I have several subprime cards, (First Premier, Credit One Visa, Credit One Mastercard.). I only have one baddie, a medical collection that i paid 1 month after it appeared.  However, I wasnt smart enough to request they remove it if i paid.  Now I know.  Anyways, after my denial, I applied for the Secured card from Navy Federal based on what i have been reading in the forums.  It was approved!!! Yes, I only started with the $200 deposit, I will only use it to pay my netflix bill, let the statement come out, then pay it.  I just wanted to share the good news that my foot is in the door.  I would love to get a signature, but was informed i have to post some to get to the rank of "member".   Well, off to a good start this month.  Thanks for all the good info guys (and gals).

[simplynoir]

Welcome to the forums, @Anonymous! And congrats on your approval the most important thing is you got in with NFCU the rest will come in due time.

[Anonymous]

Congrats! Sounds like you have a long view, and before you know it, opportunities will come.

[Anonymous]

I’m in the same position. Congrats. Waiting on my secured card now from nfcu.

[Anonymous]

Congratulations!

[Anonymous]

I started with a Secured NRewards from NFCU for $500 - 586 transunion

5 months into having the card I apped for my second card on a long shot....

Approved for Cash Rewards - $10,000 SL (yes - i fell on the floor)

Month 6 my Nrewards graduated to a $2000 CL.

Be positive and excited. PIF that bad boy every month and Navy will open the flood gates!!

Congrats!!!

[Remedios]

Congrats on your approval 

[19eighty5]

Congratulations on your approval! Getting in with Navy was one of the best things I've done for myself! Take care of Navy and they'll take care of you.

[Anonymous]

Congrats on your approval !!!

[Flex1]

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@Anonymous wrote:

I applied for one of the NFCU cards, and was declined.  My Fico score is 606, AAoA is 2 years.  I have several subprime cards, (First Premier, Credit One Visa, Credit One Mastercard.). I only have one baddie, a medical collection that i paid 1 month after it appeared.  However, I wasnt smart enough to request they remove it if i paid.  Now I know.  Anyways, after my denial, I applied for the Secured card from Navy Federal based on what i have been reading in the forums.  It was approved!!! Yes, I only started with the $200 deposit, I will only use it to pay my netflix bill, let the statement come out, then pay it.  I just wanted to share the good news that my foot is in the door.  I would love to get a signature, but was informed i have to post some to get to the rank of "member".   Well, off to a good start this month.  Thanks for all the good info guys (and gals).

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Congrats! You're on the right track! :-)