@ahutchga1972 wrote:
I've had a WF secured card platinum since my 13 was discharged in mid 2019. I put a $600 deposit on it and have been using it faithfully. I pay multiple times a month too.
I recently obtained a $200 secured Cap 1 and a $1K Delta Sky Miles Amex.
Tonight I discovered the WF secured card is no longer being offered. So I applied for an unsecured platinum and was approved for $3K!
I have paid off my Cap One and closed it. I will close the WF secured when the new card arrives.
My Ex score in February was 660.
Congratulations on your WF experience. That is far from what I went through. I opened my secured in 2014 and called until they unsecured it this January. Not because of my reliable payments and WF relationship but because they stopped offering the card. I couldn't help but be amused. So I decided to not open any future cards with them. I asked for a limit increase after they upgraded me and they SP CLI for an additional 200 so I went from 700 to 900. They did a HP and rejected an additional increase. I had a FICO of 730 at the time. Good to know that they still approved you for a 3k limit!
2018 Dec Starting Score: 700
