PNC Cash Rewards Visa

[Anonymous]

I had this card in mind when i first started my rebuild 2 years ago.  I knew that PNC was more relationship friendly and thought INQ sensative.  I know that Credit Karma odds are usually a joke, but it said i had a good chance and i do like the 4% for gas stations, so i took a shot being an OG goal card. After hitting submit, it stated that i would recieve an email with the decision in 2 days... 

20 minutes later, i have recieved my email...  Approved and i have been upgraded to VS since my SL is 5k with 12mo 0% and 100/1000 spend bonus. 

Stats:

EX 694

INQ's: 10 (well 11 now)

1 CO and CA (4yr old)

new accts:  7/6mo and 11/12mo

Income:  lower 5 figures. 

No prior banking relationship

[CerebralZulu]

Congrats, I get the mailers for them. May be time to hit the button.

[Anonymous]

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@CerebralZulu wrote:

Congrats, I get the mailers for them. May be time to hit the button.

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Thanks..   i have never gotten anything from them, so if you are, then you should have an even better shot with a pre-approval letter. 

[Jnbmom]

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@Anonymous wrote:

I had this card in mind when i first started my rebuild 2 years ago.  I knew that PNC was more relationship friendly and thought INQ sensative.  I know that Credit Karma odds are usually a joke, but it said i had a good chance and i do like the 4% for gas stations, so i took a shot being an OG goal card. After hitting submit, it stated that i would recieve an email with the decision in 2 days... 

20 minutes later, i have recieved my email...  Approved and i have been upgraded to VS since my SL is 5k with 12mo 0% and 100/500 spend bonus. 

Stats:

EX 694

INQ's: 10 (well 11 now)

1 CO and CA (4yr old)

new accts:  7/6mo and 11/12mo

Income:  lower 5 figures. 

No prior banking relationship

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Congrats I did the same with hubby after seeing it on CK, as I never heard of them. He was approved also for the Core visa, but I think we should have went for the cash reward lol.

We got card pretty quickly, pin a few days later but when I went to set up online access said info don't match LOL, still have to get hubby to call on that one. Oh and it reports very quickly on reports.

[Anonymous]

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@Jnbmom wrote:

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Congrats I did the same with hubby after seeing it on CK, as I never heard of them. He was approved also for the Core visa, but I think we should have went for the cash reward lol.We got card pretty quickly, pin a few days later but when I went to set up online access said info don't match LOL, still have to get hubby to call on that one. Oh and it reports very quickly on reports.

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Awesome, that will help bring down the overall cranberry some then.  I knew PNC, but i heard they were conservative, so i didn't bother. Guess i was wrong.

[Jnbmom]

Yes if I remember correctly , the card came in about a week and reported a few days after that to all 3

[Anonymous]

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@Jnbmom wrote:

Yes if I remember correctly , the card came in about a week and reported a few days after that to all 3

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Thanks, that helps.   Not that i really need it that bad luckily, but i do like when they report fast.  A far cry from Amex that doesnt report till 2 months after you open the card. 

[Anonymous]

Congrats on your approval!!

[Anonymous]

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@Anonymous wrote:

Congrats on your approval!!

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Thanks @Anonymous 

[Caught750]

Congrats Jago! I kinda like the hidden TL for a statement or two in some circumstances! That's a nice approval on a nice card!