PNC Cash Rewards Visa

[Anonymous]

Congrats Jaggy !!🥓🥓🥓🥓

[AverageJoesCredit]

Nice pick up Jago Looks like another win for the Garden

[pinkandgrey]

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@FinStar wrote:

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@pinkandgrey wrote:

Congratulations! Who’d they pull? And is this a geo-restricted bank?

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They pull EX primarily.  I'm not sure they are geo-restricted since some approvals (not many but from times past) seem to indicate they're pretty open.  Let's see if you can be our GP? Yes? 

Hey @Anonymous Many congrats on this PNC approval.  IME, they've been a hard nut to crack, but it's all good.  When you submitted your app, did you do it via CK?  I don't think I've seen any advertisements lately there for it, maybe they'll run from me.

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You’re willing to sacrifice me on the altar of Experian?!?! lol. It sounds like PNC might be one of those relationship-oriented banks like WF so I’d be somewhat...trepidatious to try lol

[Anonymous]

Congrats on your approval @Anonymous 

Between you and @UncleB , I didn’t know 2-1-19 was bust out of the garden day 😂

[Anonymous]

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@19eighty5 wrote:

Congratulations on your approval!

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Thank you.  @19eighty5 

[Anonymous]

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@Talonwildstar wrote:
Sweet wtg hope the best with your card!

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Thanks @Talonwildstar   Other than the fact it's green, should be awesome.

[Anonymous]

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@pinkandgrey wrote:

Congratulations! Who’d they pull? And is this a geo-restricted bank?

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Thank you @pinkandgrey   They pulled EX for me, but i couldnt verify if they pull different CB's depending on where you live tho.  I don't thnk it's a geo-restricted bank, as they are all over the East coast (some states only having ATM's so far). 

[Anonymous]

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@Anonymous wrote:

I had this card in mind when i first started my rebuild 2 years ago.  I knew that PNC was more relationship friendly and thought INQ sensative.  I know that Credit Karma odds are usually a joke, but it said i had a good chance and i do like the 4% for gas stations, so i took a shot being an OG goal card. After hitting submit, it stated that i would recieve an email with the decision in 2 days... 

20 minutes later, i have recieved my email...  Approved and i have been upgraded to VS since my SL is 5k with 12mo 0% and 100/1000 spend bonus. 

Stats:

EX 694

INQ's: 10 (well 11 now)

1 CO and CA (4yr old)

new accts:  7/6mo and 11/12mo

Income:  lower 5 figures. 

No prior banking relationship

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Thanks for the excellent DPs, Jago. Congratulations! on your approval.

[Anonymous]

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@FinStar wrote:

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@pinkandgrey wrote:

Congratulations! Who’d they pull? And is this a geo-restricted bank?

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They pull EX primarily.  I'm not sure they are geo-restricted since some approvals (not many but from times past) seem to indicate they're pretty open.  Let's see if you can be our GP? Yes? 

Hey @Anonymous Many congrats on this PNC approval.  IME, they've been a hard nut to crack, but it's all good.  When you submitted your app, did you do it via CK?  I don't think I've seen any advertisements lately there for it, maybe they'll run from me.

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Beat me to it      Thanks @FinStar   I had always heard they were super conservative as well.  My approval odds with CK had disaapeared, as we here in the community know not to trust a CK recommendation anyways.  I was just looking at my EX and said why not... I also did just get a BBVA pre-approved letter approval @ 3.9k so that might have helped a little bit to get me to try.  

[Anonymous]

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@Anonymous wrote:

Congrats, I got a secured card from PNC basically because of this card, 4% on gas would be definetly good for me but as I got it in October something tells me that even with a score in the low 700s I´ll need to keep paying the fee to PNC before a pre approval arrives 

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Thanks @Anonymous    So, for what i have heard, they are relationship oriented. You might be able to get a CR after 6 months even tho you have a secured card.  I'm not near a branch, but you might be able to ask there if they show any pre-approvals too.