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PNC Credit Limit Increase

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Anonymous
Not applicable

PNC Credit Limit Increase

Data points on CLs for those who have a PNC credit card (or maybe looking to get one). 

 

I have a PNC Core Card. I don't use it (it doesn't earn any rewards), but I wanted at least one card with my main bank that was connected to my account so I reached for this one. 

 

Opened Dec 2018 with a 3k Limit.

Auto increase to 5k August 2018.

Auto increase to 7.5k Febuary 2019.

Auto increase to 10k September 2019. 

 

I haven't really done anything with the card but put a few puchases on it now and then. I've put around $750 in spend on the card over the past year. Otherwise it sits in the dark corner of my wallet.

 

*Edited to put August 2018 (not 2019)

Message 1 of 12
11 REPLIES 11
MartyWrite75
Valued Contributor

Re: PNC Credit Limit Increase

Congratulations on your CLI!!
July 2024: Experian 772; Equifax 779; Transunion 781


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $7,500 || Citi Custom Cash: $12,500 || Verizon VS Visa: $12,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 10%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Message 2 of 12
M_Smart007
Legendary Contributor

Re: PNC Credit Limit Increase

 

Congrats on your CLI's

 

 

Message 3 of 12
althes
Frequent Contributor

Re: PNC Credit Limit Increase

Are they a relationship bank.

Also do you have to have an account in order to apply.

Do they pull EX.

Message 4 of 12
stonedog23
Frequent Contributor

Re: PNC Credit Limit Increase

What I like about PNC CLI request is they take the guess work out of asking for one. Their site lets you know the date you can ask for one.
NFCU GoRewards Sig ($40,000), NFCU Cash Rewards ($33,000), PenFed Power Cash ($25,000), FNBO Evergreen Visa ($20,000), Bread Financial Rewards Amex ($21,150), PNC Cash Rewards ($18,400), PNC Cashbuilder ($18,700) , Citi Double Cash ($9600), Discover It Cash ($9000), Walmart MC ($8000), Bank of America Unlimited Cash Rewards ($7500), Fifth Third Unlimited Cash Back Mastercard ($7500), Wells Fargo Active Cash Sig($7000), Apple Card ($6000), Amex BCE($6000), Amex ED($6600), X1 Card ($5000), PNC Points ($8000), Amex Cash Magnet($2000), Fifth Third Truly Simple ($4000), Truist Spectrum Cash Rewards($4500), Truist Bright Card($4500), CapOne Quicksilver(Bucketed @$1500), US Bank Cash+ ($5,000), US Bank Cash+ ($1,000), WF mortgage 195K Fico 8: EQ 766, TU 763, EX 753, FICO 9:EQ 829, TU 812, EX 791, AAoA-97 months, AoOA-28 years
Message 5 of 12
Anonymous
Not applicable

Re: PNC Credit Limit Increase


@Anonymous wrote:

Opened Dec 2018 with a 3k Limit.

Auto increase to 5k August 2019.

Auto increase to 7.5k Febuary 2019.

Auto increase to 10k September 2019. 

 


Congrats! on the CLI & thanks for the DPs. (Although the dates are wonky)

Message 6 of 12
Anonymous
Not applicable

Re: PNC Credit Limit Increase


@Anonymous wrote:

@Anonymous wrote:

Opened Dec 2018 with a 3k Limit.

Auto increase to 5k August 2019.

Auto increase to 7.5k Febuary 2019.

Auto increase to 10k September 2019. 

 


Congrats! on the CLI & thanks for the DPs. (Although the dates are wonky)


The first one should be *August 2018

It was at the end of August so it's around 6 months that they keep giving me Auto-CLIs

Message 7 of 12
Anonymous
Not applicable

Re: PNC Credit Limit Increase


@althes wrote:

Are they a relationship bank.

Also do you have to have an account in order to apply.

Do they pull EX.


They're not a relationship bank. Just a normal bank in the somewhat eastern side of the country. You do not need an account with PNC in order to pick up their credit cards.

 

I'm pretty sure they did pull EX, but that Inquiry is not on my report anymore so I'm not 100% sure.

Message 8 of 12
rgate88
Regular Contributor

Re: PNC Credit Limit Increase

Congrats! I have this card as they're my prime banking institution and got it as a way to BT. I got a nice increase early this year and due for another one in next month. Hopefully I'll have the same luck as you!

CO Platinum - $500; CO Quicksilver - $2,000; Marcus GM BuyPower - $700; Target MC - $9,000; Chase Amazon Prime - $17,300; PNC Core - $27,000; Citi DoubleCash - $8,300 - AmEx Everyday - $2,500 (was $20,000); Citi Simplicity - $29,500; Chase World of Hyatt - $17,300; PayPal LOC - $10,000; PNC Cash Rewards - $43,500; U.S. Bank Altitude Go - $15,000; AmEx Platinum - NPSL ($7,800 POT); Elan Max Cash (Alliance CU) - $25,000; Alliance CU LOC - $2,000; BMO Harris Cash Back (Was Bank of the West Cash Back) - $3,000; (Closed Block-Fi - $15,000 RIP); Wells Fargo Autograph Visa - $10,000; Chase Freedom Flex - $20,300; Venmo - $15,000; AllTru LOC - $10,000


Business Trade Lines - Chase Ink Cash - $4,000 (original limit $19,600); Chase Ink Preferred - $10,000; AmEx BBP - $5,500; Hilton Honors Business - $5,000; FNBO Evergreen Business - $15,000; Elan Business Visa (Alliance CU) - $20,000; Citi Business AAdvantage Platinum Select - $16,000; Marcus GM Business - $2,500; Kabbage LOC - $10,500; Marriott Bonvoy Business - $14,600; Barclays AAdvantage Aviator WE Business - $7,000; IHG Rewards Premier Business - $5,000; Edward Jones Business (Elan) - $2,000; Barclays Wyndham Earner Business - $7,000; US Bank Triple Cash - $10,000


Total CLI - $402,000
Message 9 of 12
Anonymous
Not applicable

Re: PNC Credit Limit Increase

Congrats on your increase!!

I'm guessing your card open date (Dec 2018) is incorrect? Is it 2017?
Message 10 of 12
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