PenFed, Barclays JetBlue Plus, FNBO, and Wells Fargo Approvals

[LuckyB338]

Below thread is in reference to my wife's applications.

Decided to pull the trigger on PenFed and FNBO just earlier today and was instantly approved for Platinum Rewards at $12.5k SL, FNBO Evergreen at $13.1k SL. Later on in the day applied for Wells Fargo Active Cash and Barclays JetBlue Plus each approved at $20k and $13k SL respectively.

Figured we could use the same HP from PenFed to app for Power Cash and received an email stating the application is being reviewed by one of their loan officers and will contact us in 24-48hrs.

She called customer service and asked for underwriting so the application can be expedited but the representative said it's not possible to speak with one of their loan officers.

Data points:

EQ:762 | 3 inq 

EX:793 | 7 inq

TU:757 | 5 inq 

No derogs, 4% utilization across CRs

$129k income

[Elpadrino1]

Congratulations on both PenFed and FNBO approvals!! Great SL! 

[SouthernCredit]

Nice work and SL on those cards

[LuckyB338]

Got a bit more excited and applied for Barclays JetBlue Plus just earlier and was approved instantly for $13k SL

[AutoBot]

Congrats. Good things come in 3. 

[CYBERSAM]

Congrats on your approvals! 🤑👍👍

[CreditMagic7]

Congratulations on your PenFed plus FNBO cards approval!!

[cashorcharge]

That's terrific!!  Congratulations to DW on all her Approvals!! 🎉🥂👏

[LuckyB338]

Rolled the dice one more time and went for the Wells Fargo Active Cash and was approved at $20k SL. I think I'm done convincing her to apply for any more LOL

[LuckyB338]

Thank you everyone!! It was very exciting for her to finally be able to get +10k SLs on her approvals after being in credit card debt less than 5 years ago, making minimum payments on her cards to now being in an excellent position financially.

It was exciting for me bc I had filed for Chapter 7 late in 2020 and did not think I would get to see those kinds of approvals anytime soon. I'm glad I was able to help her navigate the apps process. 

Thank you to this forum and all of you guys for always being a great reference for all things credit.