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PenFed promise CLI

buyaobuyao
Valued Contributor

PenFed promise CLI

Ive been lurking on Reddit. Smiley Happy  Since This summer when I fought for the PenFed promise on recon, ive opened the A+ for $6k and AX Plat 75K sign on.  Otherwise, just being.  Decided to ask PenFed for my $1k Total CL Promise for the first CLI. Yay!  UTL 5% overall, highest balance 5% on single card.  Avg 08 Score 693.  Also salary negotiated my way into a higher paying job,  Starting soon. Cheers!

IMG_3462.JPG

Starting Score: (8/15) EQ08 592 TU08 572 EX08 600
Current Score: (05/19) EQ08 740TU08 743 EX08 740
AX Plat and Sapphire Pref user.
Message 1 of 12
11 REPLIES 11
MugenCivicSi83
Frequent Contributor

Re: PenFed promise CLI

WOOOOOT! Congrats!Smiley Very Happy

FICO 8 Scores: EX 706 (11/3/2016) EQ 696 (11/17/16) TU 708 (11/17/2016)

"Use your Credit wisely, don't let it use you!"~Me Smiley Very Happy

Message 2 of 12
pizza1
Community Leader
Super Contributor

Re: PenFed promise CLI

Nice!! Congratulations on the increase! Super duper!Smiley Happy

My rebuild worked for me, but won't necessarily work for you!
BK7 D/C- 08/2013
Message 3 of 12
Mia25
Senior Contributor

Re: PenFed promise CLI

Very nice, congrats on your CLI 😉

Message 4 of 12
GrandMaster8
Regular Contributor

Re: PenFed promise CLI

Awesome stuff on the CLI and bump in salary. Perfect time for the holidays!!


In the garden until January 2019
Message 5 of 12
alottacards
Established Contributor

Re: PenFed promise CLI

Thats awesome.   Curious though.  When did you get yours.  Mine was opened on July 1 and thinking about asking for a cli on Dec 1

Message 6 of 12
CYBERSAM
Valued Contributor

Re: PenFed promise CLI

Congrats on all fronts 😃







           
Message 7 of 12
tydawg
Valued Contributor

Re: PenFed promise CLI

Very nice! Congrats!

Message 8 of 12
buyaobuyao
Valued Contributor

Re: PenFed promise CLI


@alottacards wrote:

Thats awesome.   Curious though.  When did you get yours.  Mine was opened on July 1 and thinking about asking for a cli on Dec 1


June!  I believe.  I learned that it takes 48 hours for the credit limit to appear on your profile.  As my prior credit limit was one thousand, I'd like to take advantage of the larger limit soon.

 

Thank you everyone.  I thought my monthly battle for my late payment of 2014 was a lost cause for gaining any sort of lending headway with PenFed.  TIME is the answer.

Starting Score: (8/15) EQ08 592 TU08 572 EX08 600
Current Score: (05/19) EQ08 740TU08 743 EX08 740
AX Plat and Sapphire Pref user.
Message 9 of 12
securingourfuture
Established Contributor

Re: PenFed promise CLI

You inspired me OP. I was approved for my Promise on 10/24 for $1k. I put in an online request for a cli and they gave me another $1k! Definitely not a huge jump, but I'm pretty happy with the extra bump before I've even made a payment on the card. When I tried to recon the SL at opening, they told me to wait 6 months for one.

8/22/18: BK7 filed EXP 490 TU 430 EQ 429
11/28/18: BK7 discharged EXP 586 TU 578 EQ 527
08/27/19: EXP 649 TU 671 EQ 661
Message 10 of 12
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