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First ever post in the forums, Im 22yrs old and like others I messed up my credit because I had no idea how it worked, so thanks to all of you for teaching me everything I needed to know. With that being said to those who are on the fence to pull the trigger with Penfed I was approved for 5k 17.99APR on Visa Plat SIggy with student lates from 2013 charge off 2012 and 2 collections 1 paid. Income 65k
Outstanding! Congratulations! (Your post will be moved to the Approvals section.) Penfed Rewards is one of my daily drivers.
Congrats on your new Penfed card!
Congrats!
Congrats!
And make sure to learn all you can here. I too didn't understand credit when I was younger, and had a little cleanup work to do before getting in with most of the lenders on my list. If you keep smart about it, eventually you will be able to have everything you want!
Congrats to you! Enjoy your card!
Welcome to the forums! Congrats and great strides away rebuilding!
Right now its time to let everything grow and the negatives and inquiries fall off.
Congrats!!