Penfed Pathfinder Visa Signature Flag Edition Card Approved -- App Spree Complete

[Papa_Bear]

Nice! Congratulations.

[mystikal1]

Congrats nice looking card

[coreyb80]

Congrats on the approval!

[MyDataMyChoice]

• PENFED Pathfinder Visa Signature SL $5,000 (50,000 Point SUB) No Annual Fee due to Honors Member.   Pulled Equifax.  EQ 09 747 score
  • Asked for CLI on existing PENFED Power Cash Rewards Visa (Aug '21) ($3,500) (CLI Still Pending) Using same Credit Pull
  • May ask for Overdraft LOC? 
• Capital One Quicksilver Visa Signature $200 SUB (No Annual Fee) $5000 SL
  • Went to ID Verification.  Approved Triple Pull.
• Bank of America Cash Rewards (Preferred Rewards Member); Pulled Experian.  DENIED.  Called Recon only reason was BK7 too close.  Counterd w/ 99/500 partially secured.  I did take it.   However an hour later that was denied for same reason.  Called back and recon sent to supervisor for override - pending.
• LOWES Prequalifed link.    Pulled Transunion.  Went to ID Verification.   APPROVED $800.  Called Credit Solutions for CLI - 17K!!!!
• Apple Card 3rd Statement Cut - Asked for CLI SL 4000 -   Went pending - got notice APPROVED CLI only to 4,500.  

Overall a wild success!

I am done for at least a year.  Letting this all age.  

[M_Smart007]

Congratulations on your approvals!

[CreditAggie]

Congratulations on your approvals and CLIs!

[AllZero]

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@MyDataMyChoice wrote:

• PENFED Pathfinder Visa Signature SL $5,000 (50,000 Point SUB) No Annual Fee due to Honors Member.   Pulled Equifax.  EQ 09 747 score
  • Asked for CLI on existing PENFED Power Cash Rewards Visa (Aug '21) ($3,500) (CLI Still Pending) Using same Credit Pull
  • May ask for Overdraft LOC? 
• Capital One Quicksilver Visa Signature $200 SUB (No Annual Fee) $5000 SL
  • Went to ID Verification.  Approved Triple Pull.
• Bank of America Cash Rewards (Preferred Rewards Member); Pulled Experian.  DENIED.  Called Recon only reason was BK7 too close.  Counterd w/ 99/500 partially secured.  I did take it.   However an hour later that was denied for same reason.  Called back and recon sent to supervisor for override - pending.
• LOWES Prequalifed link.    Pulled Transunion.  Went to ID Verification.   APPROVED $800.  Called Credit Solutions for CLI - 17K!!!!
• Apple Card 3rd Statement Cut - Asked for CLI SL 4000 -   Went pending - got notice APPROVED CLI only to 4,500.  

Overall a wild success!

I am done for at least a year.  Letting this all age.  

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Congratulations on your approvals and CLIs!

[chalupaman]

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@MyDataMyChoice wrote:

• PENFED Pathfinder Visa Signature SL $5,000 (50,000 Point SUB) No Annual Fee due to Honors Member.   Pulled Equifax.  EQ 09 747 score
  • Asked for CLI on existing PENFED Power Cash Rewards Visa (Aug '21) ($3,500) (CLI Still Pending) Using same Credit Pull
  • May ask for Overdraft LOC? 
• Capital One Quicksilver Visa Signature $200 SUB (No Annual Fee) $5000 SL
  • Went to ID Verification.  Approved Triple Pull.
• Bank of America Cash Rewards (Preferred Rewards Member); Pulled Experian.  DENIED.  Called Recon only reason was BK7 too close.  Counterd w/ 99/500 partially secured.  I did take it.   However an hour later that was denied for same reason.  Called back and recon sent to supervisor for override - pending.
• LOWES Prequalifed link.    Pulled Transunion.  Went to ID Verification.   APPROVED $800.  Called Credit Solutions for CLI - 17K!!!!
• Apple Card 3rd Statement Cut - Asked for CLI SL 4000 -   Went pending - got notice APPROVED CLI only to 4,500.  

Overall a wild success!

I am done for at least a year.  Letting this all age.  

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Wow, so you were able to potentially get a BoA secured card. That's amazing. Please let us know what happens with that recon as I see you also filed for BK in 2019. I'm in the same boat, but never burned BoA. I had an Alaska Airlines card with them many years ago with a $3k limit. Congrats! 

Also, I could not get back in with Synchrony many times, but it seems that waiting exactly two years is what does the trick. I will be applying for Amazon, Lowes and Paypal when August/September come around hopefully and see what happens. 

[kittycreditmeow]

Congratulations on the approval! 🙂

[MyDataMyChoice]

@chalupaman 

I did not burn BofA (Never had any credit products with them)

I will update you tomorrow

Also, I would try the pre-qual for Lowe's.... see how that goes...  then 4-6 months later go for the Amazon...

Remember to unfreeze sagestream and transunion