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Penfed Pathfinder Visa Signature Flag Edition Card Approved -- App Spree Complete

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MyDataMyChoice
Valued Contributor

Re: App Spree Complete

@chalupaman

I did get approved for the BofA 99/500
Had to call to recon and send to a manager for an override.

Called after I applied last monday.    Was told it was sent for override.  Followed up 4 days later... spoke to another rep who looked up the notes... said he would email the rep handling my file...  week later no response..

I called back and spoke to another rep same thing... this time they were able to send to a manager as i waited on the phone and approve it.

Changed the denial  status on the website to approved.  


They drafted the $99 security deposit already.

Card will be in the mail in 7-10 days....

Hope to have it to 10K by next year this time.


All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

                       
Lines of Credit:   
Personal Loan:  

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 31 of 37
MyDataMyChoice
Valued Contributor

Re: App Spree Complete

I've used the Penfed Pathfinder Card put thru 3K.... for my 50K points already. Redeem'd for $500 Prepaid Visa. Purchased a $100 American Airlines Gift Card directly from American Airlines - got my $100 annual travel credit on my penfed card already. Signed up for priority pass free membership.
and Got my TSA Precheck credited already!

Love this card.


All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

                       
Lines of Credit:   
Personal Loan:  

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 32 of 37
MyDataMyChoice
Valued Contributor

Re: App Spree Complete

Put my new tires on my capital one and saved $200 on my statement already too.

Winning.


All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

                       
Lines of Credit:   
Personal Loan:  

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 33 of 37
Fico_Salamanca
Frequent Contributor

Re: Penfed Pathfinder Visa Signature Flag Edition Card Approved -- App Spree Complete

Congrats on the approvals!

>

>


Message 34 of 37
Credit4Growth
Senior Contributor

Re: App Spree Complete


@MyDataMyChoice wrote:
  • PENFED Pathfinder Visa Signature SL $5,000 (50,000 Point SUB) No Annual Fee due to Honors Member.   Pulled Equifax.  EQ 09 747 score
    • Asked for CLI on existing PENFED Power Cash Rewards Visa (Aug '21) ($3,500) (CLI Still Pending) Using same Credit Pull
    • May ask for Overdraft LOC? 
  • Capital One Quicksilver Visa Signature $200 SUB (No Annual Fee) $5000 SL
    • Went to ID Verification.  Approved Triple Pull.
  • Bank of America Cash Rewards (Preferred Rewards Member); Pulled Experian.  DENIED.  Called Recon only reason was BK7 too close.  Counterd w/ 99/500 partially secured.  I did take it.   However an hour later that was denied for same reason.  Called back and recon sent to supervisor for override - pending.
  • LOWES Prequalifed link.    Pulled Transunion.  Went to ID Verification.   APPROVED $800.  Called Credit Solutions for CLI - 17K!!!!
  • Apple Card 3rd Statement Cut - Asked for CLI SL 4000 -   Went pending - got notice APPROVED CLI only to 4,500.  

Overall a wild success!

 

I am done for at least a year.  Letting this all age.  


Congratulations on all your CC approvals and CLIs! 😁

 

 

Message 35 of 37
Credit4Growth
Senior Contributor

Re: App Spree Complete


@MyDataMyChoice wrote:
I've used the Penfed Pathfinder Card put thru 3K.... for my 50K points already. Redeem'd for $500 Prepaid Visa. Purchased a $100 American Airlines Gift Card directly from American Airlines - got my $100 annual travel credit on my penfed card already. Signed up for priority pass free membership.
and Got my TSA Precheck credited already!

Love this card.

That is just awesome 👌!

Are you getting the 4x on travel with the PathFinder? 

Message 36 of 37
Anonymous
Not applicable

Re: Penfed Pathfinder Visa Signature Flag Edition Card Approved -- App Spree Complete


Hey congrats!

where did penfed pull from ? 


@MyDataMyChoice wrote:

 

penfedCapture.JPG

Approved for 5K 

 

https://www.penfed.org/credit-cards/flag

 

 


 

Message 37 of 37
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