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Just some information for those wondering about credit scores and Sams MC. I was approved for the Sam's Club MC when shopping last Saturday. Instant approval of $2500 with a TU score of 700. Haven't received the card yet, but will ask for a CLI when I activate it.
Congrats on your new MC.
Were you offered the upgrade during checkout or the membership renewal? Or did you cold apply in the store?
It was a cold app at the service desk (not the checkout). I additionally had a name change due to marriage and that wasn't an issue (very surprising!). I have been a member only for a couple of months.
Congratulations just curious how many other bank cards do you have? it seems that people with good scores with a lot of cards already still get stuck with the store card but I could be wrong
Thank you!! Yes, I have other cards (Discover. AMEX, Capital One) and two store cards (Kohls and Boscov's). I was fully prepared for a denial due to name not matching on credit bureau files and reading the forums here of having at least a 720 to apply for the card.
Thank you Indycoltsfan
Congrats! on your Sams Club MC approval!
Very useful product and been making plenty of use of mine.
@Indycoltsfan wrote:Just some information for those wondering about credit scores and Sams MC. I was approved for the Sam's Club MC when shopping last Saturday. Instant approval of $2500 with a TU score of 700. Haven't received the card yet, but will ask for a CLI when I activate it.
Huge congrats!
My Sam's Club MasterCard is actually my most used card... I do quite well with the travel, gas, and restaurant rewards!
Ironically, the only time I've ever used it for a Sam's purchase was to get the initial statement credit... other than that, I've always used another card in Sam's since I can get better than 1% with several of my non-Sam's accounts.
As your TU grows, you can expect your credit line to grow as well... I started with a credit line of $1500, and a little over a year later I'm now at $20k.