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Snuck in First Tech cli

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Traveler101
Established Contributor

Snuck in First Tech cli

So many have said how First Tech hates a lot of available credit, I figured I'd sneak in a cli request before 40k more available TCL hits the reports.

 

Pulled EX on Sat and had to wait for a manual review. 9 open cards, 1 theirs reported at time of pull. Low dti. Available cl reported at 249 with income of 85k. Just days away from showing 289. 

 

Got the approval this morning for an additional 5k. Takes their card to 30. I didn't want to see it stuck at 25 forever. I did this one for @UH_HUH. Good minds think alike. 

Message 1 of 12
11 REPLIES 11
CorpCrMgr1
Valued Contributor

Re: Snuck in First Tech cli

Congratulations on your CLI approval!

Message 2 of 12
Traveler101
Established Contributor

Re: Snuck in First Tech cli


@CorpCrMgr1 wrote:

Congratulations on your CLI approval!


Your turn! I'm done for now. Next one is a sp to take me over the 300k mark and my first card with a 50k limit. Then I can comfortably stay in the garden. More than I will ever need actually.

Message 3 of 12
CorpCrMgr1
Valued Contributor

Re: Snuck in First Tech cli

@Traveler101  yoy are correct! It has been 14 months since I last applied; BoA, $11K SCL.

Message 4 of 12
Traveler101
Established Contributor

Re: Snuck in First Tech cli


@CorpCrMgr1 wrote:

@Traveler101  yoy are correct! It has been 14 months since I last applied; BoA, $11K SCL.


Funny you mention them. That's whom I was referring too. Great bank. They will be my first 50. Love the sp every 91 days. Not many lenders like them that's for sure. Enjoy your journey. I'm at the point now, that I'm pretty well satisfied. I'd like to see usb grow. Maybe after the newest account ages. I PC'd to a reserve. Nice card but a 5 k limit and a 400 annual fee seems insane. Boa could teach them about relationship banking. Other than that, any new I were to get, I'd be closing one down. 10 is enough to handle. Go get em.

Message 5 of 12
nytokyobred79
Valued Contributor

Re: Snuck in First Tech cli

Congrats on your cli.

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- $218,900 | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Venture Rewards- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
Message 6 of 12
gorgon
Established Contributor

Re: Snuck in First Tech cli

Congrats on your CLI

Message 7 of 12
JoeRockhead
Community Leader
Super Contributor

Re: Snuck in First Tech cli

Very nice, congratulations on your First Tech CLI!

Message 8 of 12
alextercero
Super Contributor

Re: Snuck in First Tech cli

Congrats on your CLI!

Current Credit Cards



Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (December 2024)


Credit Age:

Inquiries:

Message 9 of 12
BigBS
Senior Contributor

Re: Snuck in First Tech cli

Congrats on the CLI!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 10 of 12
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