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So many have said how First Tech hates a lot of available credit, I figured I'd sneak in a cli request before 40k more available TCL hits the reports.
Pulled EX on Sat and had to wait for a manual review. 9 open cards, 1 theirs reported at time of pull. Low dti. Available cl reported at 249 with income of 85k. Just days away from showing 289.
Got the approval this morning for an additional 5k. Takes their card to 30. I didn't want to see it stuck at 25 forever. I did this one for @UH_HUH. Good minds think alike.
Congratulations on your CLI approval!
@CorpCrMgr1 wrote:Congratulations on your CLI approval!
Your turn! I'm done for now. Next one is a sp to take me over the 300k mark and my first card with a 50k limit. Then I can comfortably stay in the garden. More than I will ever need actually.
@Traveler101 yoy are correct! It has been 14 months since I last applied; BoA, $11K SCL.
@CorpCrMgr1 wrote:@Traveler101 yoy are correct! It has been 14 months since I last applied; BoA, $11K SCL.
Funny you mention them. That's whom I was referring too. Great bank. They will be my first 50. Love the sp every 91 days. Not many lenders like them that's for sure. Enjoy your journey. I'm at the point now, that I'm pretty well satisfied. I'd like to see usb grow. Maybe after the newest account ages. I PC'd to a reserve. Nice card but a 5 k limit and a 400 annual fee seems insane. Boa could teach them about relationship banking. Other than that, any new I were to get, I'd be closing one down. 10 is enough to handle. Go get em.
Congrats on your cli.
Congrats on your CLI
Very nice, congratulations on your First Tech CLI!
Congrats on your CLI!









Congrats on the CLI!