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Spring forward into DCU

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Mv350
Valued Contributor

Spring forward into DCU

So I have been on a little spree I guess. I have been reading about DCU for a while, and have been preparing to apply with them. Mainly trying to get their killer refi rate on my car. So I applied and opened a savings account online early this morning. Well that got the juices flowing! 

 

I pulled the trigger on the Platinum Visa, instantly approved for $5,000.00 SL!

I had to upload my most recent pay stub, no biggie. That's my largest bankcard SL ever!

 

They pulled EQ not sure which yet, assuming mortgage 5 which is what everyone says. My most recent pull put it at 682 on the 16th

No negatives

10% utilization

 

Since that pull my utilization has gone down a little and my EQ8 has gone up.

 

I'll update if needed after they reach out to me this week😎

 

EDIT: Just got off the phone with DCU, membership for the savings was approved along with the Plat Visa @ 16.75% $5,000 SL

So far very smooth experience. 

 

Edit: Set up online banking, my first fico score provided by DCU has EQ @ 674 this might be what they had at the time of approval

47 REPLIES 47
Anonymous
Not applicable

Re: Spring forward into DCU

Congratulations on your approval! 👍

Message 2 of 48
tcbofade
Super Contributor

Re: Spring forward into DCU

Congrats!

05/01/24 Fico 8: EX 763, EQ 802, TU 783.
Fico 9: EX 756 03/13/24, EQ 790 02/04/24, TU No idea.

Zero percent financing is where the devil lives...
Message 3 of 48
Mv350
Valued Contributor

Re: Spring forward into DCU


@Anonymous wrote:

Congratulations on your approval! 👍


Thank you!

Message 4 of 48
Mv350
Valued Contributor

Re: Spring forward into DCU


@tcbofade wrote:

Congrats!


Thanks Taco!

Message 5 of 48
Anonymous
Not applicable

Re: Spring forward into DCU

Congrats on your approval!

Message 6 of 48
gdale6
Moderator Emeritus

Re: Spring forward into DCU

Congrats on getting the card Smiley Happy That 6% APR on the first 1K in savings is enticing.

Message 7 of 48
M_Smart007
Legendary Contributor

Re: Spring forward into DCU

Congratulations!

Message 8 of 48
Anonymous
Not applicable

Re: Spring forward into DCU


@Mv350 wrote:

... I had to upload my most recent pay stub ...


Interesting -- I wonder what they require of the self-employed?

Congrats! on your approval. And thanks for the DPs -- good stuff. 

Message 9 of 48
AllZero
Mega Contributor

Re: Spring forward into DCU

Congratulations on your approval!

They pull EQ5 and give free monthly score.
Message 10 of 48
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