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Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

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Lurker22
Established Contributor

Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

Just posting for the datapoint

 

RedCard Store card opened 3/3/23 $1200 CL

Auto CLI of. $1800 to $3K total CL 01/27/24

Today I received a letter stating on 3/30/24 they'll automatically upgrade the card to the MC version unless I call to decline the upgrade 

 

I don't often shop at Target but every couple of months I have been buying digital iTunes gift cards on target.com for the 5% discount, I wouldn't say I've regularly used this card 

Message 1 of 16
15 REPLIES 15
CorpCrMgr1
Valued Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

Congratulations on your upgrade!!

Message 2 of 16
Meanmchine
Super Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

Congrats on your upgrade.

 

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>7/2025 All 3 reports 830 - 845(F8) F9s = all 850 but my app finger is still twitching
Message 3 of 16
Zoostation1
Valued Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

Congrats on the upgrade!

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2022 FICO 10:
June 2022 FICO 10T:
Aug 2025 FICO 8:
Aug 2025 FICO 9:
Aug 2025 FICO 10:
Aug 2025 FICO 10T:
Message 4 of 16
Sbrav77
Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

Congratulations.  I thought they usually didn't upgrade to the Mastercard version until you were around the $5,000 credit limit.  They might have given you a credit increase as well.

Message 5 of 16
JoeRockhead
Community Leader
Super Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

Congratulations!

Message 6 of 16
coreyb80
Super Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

Congrats on the upgrade!

Message 7 of 16
Lurker22
Established Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC


@Sbrav77 wrote:

Congratulations.  I thought they usually didn't upgrade to the Mastercard version until you were around the $5,000 credit limit.  They might have given you a credit increase as well.


They did an increase of $1700 but that only brought the limit to $3K, maybe they'll do another increase when they issue the card on 3/30/24 - not sure but I'll be sure to circle back with an update if they do

 

Message 8 of 16
user979797
Established Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC

Congrats to you on your cli and upgrade with Redcard Smiley Happy

>
Message 9 of 16
NoMoreE46
Community Leader
Senior Contributor

Re: Target RedCard Store Card AutoCLI/Upgrade to Target RedCard MC


@Sbrav77 wrote:

Congratulations.  I thought they usually didn't upgrade to the Mastercard version until you were around the $5,000 credit limit.  They might have given you a credit increase as well.



I think the MC conversion amount averaged at around  $6,100.   This was based on DP I had collected from 2020.  There has been at least one poster that has  gotten the MC at $2000.

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