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Try #3 AOD approval 5k

Gmoney144
Regular Contributor

Re: Try #3 AOD approval 5k


@spiritcraft1 wrote:

@Gmoney144 wrote:

It


@spiritcraft1 wrote:

@Gmoney144 wrote:

After a 1 1/2 year  of trying to get approved through AOD, I was finally approved.  EQ score is 790 and DTI is 1%.. I have a derogatory mark on EQ but is clear on other CRAs. That kept me from being approved. I finally emailed the other CRA reports and I received an emailed stating I'm approved. Asked for 10k but received 5k. 


Congrats and thanks for the DP's.  Can you provide a bit more detail ablut the derog on your EQ report that was giving them pause?  Thanks.

it was a loan that wrongfully stated that I was late paying it.  I sent in the other CRAs  to the loan officer and was approved. 

 


 


I was curious if it was a late or something more serious.  Thanks.


It was never late although the creditor said it was for 4 months.  Corrected on 2 of the three CRAs. 




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Message 21 of 24
spiritcraft1
Valued Contributor

Re: Try #3 AOD approval 5k


@Gmoney144 wrote:

@spiritcraft1 wrote:

@Gmoney144 wrote:

It


@spiritcraft1 wrote:

@Gmoney144 wrote:

After a 1 1/2 year  of trying to get approved through AOD, I was finally approved.  EQ score is 790 and DTI is 1%.. I have a derogatory mark on EQ but is clear on other CRAs. That kept me from being approved. I finally emailed the other CRA reports and I received an emailed stating I'm approved. Asked for 10k but received 5k. 


Congrats and thanks for the DP's.  Can you provide a bit more detail ablut the derog on your EQ report that was giving them pause?  Thanks.

it was a loan that wrongfully stated that I was late paying it.  I sent in the other CRAs  to the loan officer and was approved. 

 


 


I was curious if it was a late or something more serious.  Thanks.


It was never late although the creditor said it was for 4 months.  Corrected on 2 of the three CRAs. 


Thank you and good job getting in.  I have one 30 day late, 4 years old only on EQ from an old biz card that we didn't realize was still open at the time. I guess I will see what they say about that!


|Biz | AU

Rebuilding from a sudden, swift and complete credit disaster in early 2014 | Starting Scores 2017 = High 300's - Low 400's
8-1-18 -
Current F08 -
Current 2,4,5 -
Current F09 -

No PG Biz Credit in Order of Approval - Uline, Quill, Grainger, SupplyWorks, MSC, Amsterdam, Citi Tractor Supply Rev .8k, Amazon Net 55 $5.5k, NewEgg Net 30 10k, Richelieu 2k, Wurth Supply 2k, Global Ind 2k, Sam's Club Store 11.k, Shell Fleet 19.5k, Citi Exxon 2.5k, Dell Biz Revolving $15k
Message 22 of 24
SPChaser
Established Contributor

Re: Try #3 AOD approval 5k

Congrats on finally getting the AOD unicorn!!!

“Play the game, but don't believe in it“
Message 23 of 24
Titans84
Frequent Contributor

Re: Try #3 AOD approval 5k

Congrats on your AOD approval!

Current FICO 8:




Message 24 of 24
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