US Bank Altitude Reserve Approval

[Anonymous]

Recent cards: 2/6 3/12 5/24
Pulled TU (FICO8 744, 0 Inquiry)
AAoA: 9 months
Utilization: 0%
CL approved: 5k
Income: Low six-figure
Total CL at the time of application: 40k

So after getting Chase Hyatt for 22k CL and bumping my status to 5/24, I opened a US Bank checkings account and waited for one and a half month before applying for Altitude Reserve.

I did the application online on Sunday, and the message was "unable to provide a decision at this time". Surprisingly it didn't show the 7-10 day message. I called status check this afternoon and was happy to find it approved. I received the approval email that contained the CL an hour later.

I was a bit surprised by the 5k limit.. But I guess it's because of my short AAoA and the fact that the card was from US Bank.

Edit: Shipped Tuesday afternoon by UPS next day air saver from Fargo, ND. Will arrive Wednesday afternoon.

[M_Smart007]

Welcome To myFICO Forums and

[AllZero]

Congratulations on your approval!

[Drwaz99]

Congrats!

[Anonymous]

Congrats on your AR approval!! I was denied for the card earlier this year and am counting down the days until I can apply again (77, ha!)

Congrats again!!

[Winesnoblv]

Congrats on the approval.

Great card to have.  Works great with Samsung Pay for the 3x points.

Approved for a cli after 6 months.

[britt585]

congrats....where are you located?....i would love for them to pull TU....im in ga

[Anonymous]

Congrats on the approval!

[Aim_High]

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@britt585 wrote:

congrats....where are you located?....i would love for them to pull TU....im in ga

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I have never apped with US Bank but according to the link below with consolidated references on "Which Banks Pull Which Report", US Bank always pulls TU FICO (9) as far as My Fico members have reported.  This is a really helpful link to bookmark if you're concerned about inquiries as they are spread across the bureaus.  

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Ap...

[Aim_High]

Congrats on your Altitude Reserve approval

@Anonymous! 

That's a very nice card to have!

Enjoy!

 ... and welcome to My Fico Forums!