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So after going back and forth for a while, I finally decided that I'd apply for the US Bank Cash+ this past Saturday. I called in today to check my application status and was approved for a $5,000 SL. I'm really happy with that as it is by far my biggest limit!
Hey, good for you. I enjoy my interactions with usbank. Be sure to utilize the 5 percent category, rewards happen quickly. And don't redeem anything under a hundred bucks. They send an extra 25 dollar visa gift card if you wait to 100 to redeem. Enjoy! Oh, and cli every 6 months, sp.
The sporting goods category works great at REI. Best!
@Anonymous wrote:Hey, good for you. I enjoy my interactions with usbank. Be sure to utilize the 5 percent category, rewards happen quickly. And don't redeem anything under a hundred bucks. They send an extra 25 dollar visa gift card if you wait to 100 to redeem. Enjoy! Oh, and cli every 6 months, sp.
The sporting goods category works great at REI. Best!
Thanks, I thought that the $25 bonus was once per accountholder as their website says, "$25 Cash+ Bonus the first time you redeem $100 or more in a single redemption. Limit one per account." Thanks for the cli info, I'll be sure to request one in 6 months.
Congrats OP! Welcome to the family. And thanks Zipperhead, I had no idea about the $25 VGC nor the sp CLIs. I received an auto CLI around the 7/8 mth mark from $7,000 to $10,500, so even if you forget (or don't know as was my case), they still hook you up. Gotta love that!
Thanks everyone!
@restdani wrote:
did you had an existing relationship with them? did you get a mailer offer? or did you cold app? either way, congrats! i hear they are very conservative as a lender so good thing you got your foot in with a good SL. :-)
I have a checking account that I opened up with them about three months ago that has a few hundred dollars, but I don't really use. It was a cold app.