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US Bank SP Love

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nccarguy1
Regular Contributor

US Bank SP Love

Something reminded me that US Bank will SP on occasion for CLI.  Bureaus are frozen so worth the try.  I have 4 cards with them(long story) and have banked with them since 2015 with direct deposit.  Last December I got unexpected auto CLI on all 4.

 

Tried Alltitude first, immediate 4K increase.  Went to Amex Flexperks next another 4K.  Emboldened I went for Visa Flexperks 3 K immediate.  What the heck one card left.  Cash+ 3k increase.  I have a feeling a 5th card would have been lower or goose egg.

 

Obviously no HP.  I think the system already knows if it will grant increase when you enter info as there wasn't even a second between send, after reviewing and Congratulations enjoy your new limit.

 

Freeze your reports and give them a try. 

Message 1 of 13
12 REPLIES 12
AllZero
Mega Contributor

Re: US Bank SP Love

Congratulations on your CLIs!
Message 2 of 13
gdale6
Moderator Emeritus

Re: US Bank SP Love

A home run there, congrats!!

Message 3 of 13
Credit4Growth
Senior Contributor

Re: US Bank SP Love

Super nice on the SP!

Congratulations!!!

 

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Message 4 of 13
coreyb80
Super Contributor

Re: US Bank SP Love

Congrats on the nice CLIs!

Message 5 of 13
mrcraft
Valued Contributor

Re: US Bank SP Love

Congratulations on your CLI!!



Message 6 of 13
M_Smart007
Legendary Contributor

Re: US Bank SP Love

Congratulations on your CLI's ....

Message 7 of 13
CreditAggie
Community Leader
Super Contributor

Re: US Bank SP Love

Congratulations on your US Bank CLIs!

Current Cards (in order of approval):


         
Current FICO 8 | 9 (August 2026):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 13
CYBERSAM
Senior Contributor

Re: US Bank SP Love

Congrats on your CLI spree 🤑







                
Message 9 of 13
cashorcharge
Community Leader
Super Contributor

Re: US Bank SP Love

Great job! Congratulations!

Message 10 of 13
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