US Bank Smartly Approval Thread

[Snook_on_the_Line]

I cold apped because I didn't see it when I applied but if you click the learn more button there is a preapproval link at the top of the page

[CreditCuriosity]

Congrats all on your approvals.  @NoMoreE46 suprised they pulled EQF in FL.  Always has been a solid TU puller for their cards since I have lived here.  Interesting DP.  Enjoy it along with others that were approved.

[NoMoreE46]

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@CreditCuriosity wrote:

Congrats all on your approvals.  @NoMoreE46 suprised they pulled EQF in FL.  Always has been a solid TU puller for their cards since I have lived here.  Interesting DP.  Enjoy it along with others that were approved.

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Looks like another DP for a  Equifax HP  from another Floridian.

Grats @Snook_on_the_Line .

[ptatohed]

My only intention was to see if I was pre-qualified.  I checked and I was.  No CL was disclosed with the pre-qual.  Then, when I saw I was one click away from a real app, I impulsively clicked it.  

Approved for $17,000 CL

My EQ and TU are in the low to mid 800s.

My EX has 1 medical collection that I refuse to pay so I think it is in the high 700s.  No other baddies.  

$160k / yr income

$2k mortgage

Zero prior relationship with USB before this

Not sure what my X/6 or X/12 or X/24 is but I think it is around 0, 2, 4ish

Always super low utilization

I clicked on the button to open my Smartly Savings Account after the approval but the screen went white.  I'll try to do that tonight.

I'm still researching where/how I'll invest $100k with USB.  I'd like to earn 4.5% minimum with no/low risk.  Open to ideas (perhaps a topic for a different thread).  

I'm super stoked!!!!    

[ptatohed]

I can't for the life of me find my APR.  It also won't let me add an authorized user.  

[SteamyBean]

Congrats on the approval! Do you know who they pulled?

[Zi0n]

Approved for 2k..

no previous relationship with US Bank.

They pulled TU. Im in Delaware. 

771 score

2/6 and 5/12

[ptatohed]

Oh no.  I told my co-worker about the card, he applied, and was approved for only $1,500.  

[Snook_on_the_Line]

I told a coworker who often carries balances and he was approved for 2k

hes super excited for the 12 months 0% intro in time for the holidays.   

I can't find my apr either

[credit_is_crack]

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@ptatohed wrote:

I can't for the life of me find my APR.  It also won't let me add an authorized user.  

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@ptatohed 

When you're logged into your account, there is a search bar at the very top of the screen (on desktop) - it's an AI bot. 

In there type "whats my card APR". 

It will then pull up your accounts and ask which account you're referring to. Pick your card and the box will pop up showing your APR