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Walmart Credit Card Approval

tag
CreditAggie
Community Leader
Super Contributor

Re: Walmart Credit Card Approval

Congratulations on your Walmart Mastercard approval!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (February 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 11 of 24
cashorcharge
Community Leader
Super Contributor

Re: Walmart Credit Card Approval

WooHoo!! Congratulations on your Walmart Approval!!👏🏼🍾🥂

Message 12 of 24
Anonymous514
Established Contributor

Re: Walmart Credit Card Approval

Shouldn't OP be warned this isn't a reopened account as they think? This will report as a new account. Capital One doesn't "Reopen" accounts once they close an account or a consumer closes an account it is a done deal. OP be warned this is a new account...




Message 13 of 24
Anonymous514
Established Contributor

Re: Walmart Credit Card Approval

Also apr for store cards are realllllllly high so OP if you really plan to carry a balance of over 500$ on this card thats not a smart decision. My limit has been 3k since I got the card and I think the most I spent at once was like 300$ for a deep freezer that I paid promptly once the current balance updated. If you however frequently use this card and they see the 500$ not working out and you needing more Capital One is usually really good about offering auto increases for these situations.




Message 14 of 24
AndySoCal
Valued Contributor

Re: Walmart Credit Card Approval

Congrats on getting your Walmart credit card "re-opened". I agree that usually Capital One and other creditors do not re-open a closed account.  You may want to look at the W+ program. For around a $100 a year you can get groceries delivered for free. Also if you need some thing shipped the $35.00  minimum to get free shipping is waived. There are also other benefits the two I mentioned are the ones I use.

FICO Scores XPN v8 802 V2 831 (SDFCU) TUC 803 v8 EFX 807 (10/2023)
Discover 09/90 19,000, JCPenney 10/2008 4,700 US Bank Cash+ 12,000 Citibank Custom Cash 5/2015 11,100 C State Dept. FCU 15,000 06/2023 , 02/2024 Redstone FCU Signature VISA 10,000 Banking: Ally Bank Credit Unions: Lafayette FCU Quorum FCU State Department FCU State Department FCU Pelican State CU Redstone FCU

Message 15 of 24
NyaBuksh
Regular Contributor

Re: Walmart Credit Card Approval

Congratulations



Message 16 of 24
coreyb80
Super Contributor

Re: Walmart Credit Card Approval

Congrats on the approval!

Message 17 of 24
jibc1978
Frequent Contributor

Re: Walmart Credit Card Approval

congrats on the approval! imo, you might as well keep it since you already took the inquiry "hit" for it
Personal Cards:

Business Cards:

Store Cards:


Credit Health:



Message 18 of 24
911gt34life
Frequent Contributor

Re: Walmart Credit Card Approval

Congrats On card But ......i have this card for 2 years been at 300.00 everytime try CLI hell no.... since soft pull ok try 

 

long as you got good credit think maybe get CLI

>
Message 19 of 24
the_jan_b
Established Contributor

Re: Walmart Credit Card Approval



@CreditMagic7 wrote:

Congrats on your new Walmart card.

 

I recently closed mine since Capital One just doesn't seem all that interested in it.

Neither was i with 31% APR and no CLI over 2 years whatsover. Some seem to get a lift, others not so much.



I opened my Walmart card in 2011, started with a $400 limit.  Once or twice a year (sometimes every few years) I'd request a CLI, but it always got denied; and yes, I was disappointed about it and considered closing it MANY times over the years. It stayed at that limit until about a month ago when they gave me a $1,500 CLI without asking. I know, 12 years is a long time to wait for a CLI, but I like shopping at Walmart; and I tend to have patience for certain things. 

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 20 of 24
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