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App for a second Discover card. You can have multiple
Now if you are trying to shuffle debt that’s on the discover you currently have, you’ll have to move it elsewhere first.
Can you join NFCU?
bank of america
15 months
@APL247 wrote:
HSBC Gold Mastercard
18 months Intro on purchase and balance transfers
Amex everyday
15 months Intro on purchase and balance transfers
I think Amex has a $5k limit on BTs...not sure how large a balance we're talking about.
@woodyman100 wrote:App for a second Discover card. You can have multiple
Now if you are trying to shuffle debt that’s on the discover you currently have, you’ll have to move it elsewhere first.
Can you join NFCU?
+1!
This is exactly what I did recently. You just have to have had your disco for a year before you can get approved for another one. If you go for another disco, make sure you get the one that is offering 0% for 18 months with 3% fee. It’s hard to find it on their site but you can google around for the offer and it’ll come up. I found the offer through nerd wallet which then allows you to apply directly from discover.
Also if you need to move debt from Discover, you will need a card to park the debt on temporarily. If you have a cap 1 they offer no transfer fee BTs at your regular apr.
US Bank Platinum also offers 0% for 18 months as well.
@woodyman100 wrote:App for a second Discover card. You can have multiple
Now if you are trying to shuffle debt that’s on the discover you currently have, you’ll have to move it elsewhere first.
Can you join NFCU?
NFCU has a 0% intro offer? Which card?
@Anonymous wrote:
@woodyman100 wrote:App for a second Discover card. You can have multiple
Now if you are trying to shuffle debt that’s on the discover you currently have, you’ll have to move it elsewhere first.
Can you join NFCU?
NFCU has a 0% intro offer? Which card?
Platinum 0% and $0 fee for BTs for 12 months but no intro purchase APR so it’s a transfer and SD until paid card. Still a steal with the $0 fee.
@Anonymous wrote:
@Anonymous wrote:
@woodyman100 wrote:App for a second Discover card. You can have multiple
Now if you are trying to shuffle debt that’s on the discover you currently have, you’ll have to move it elsewhere first.
Can you join NFCU?
NFCU has a 0% intro offer? Which card?
Platinum 0% and $0 fee for BTs for 12 months but no intro purchase APR so it’s a transfer and SD until paid card. Still a steal with the $0 fee.
So it must be a Balance Transfer for the 0% to be activated? No new purchases?
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
@woodyman100 wrote:App for a second Discover card. You can have multiple
Now if you are trying to shuffle debt that’s on the discover you currently have, you’ll have to move it elsewhere first.
Can you join NFCU?
NFCU has a 0% intro offer? Which card?
Platinum 0% and $0 fee for BTs for 12 months but no intro purchase APR so it’s a transfer and SD until paid card. Still a steal with the $0 fee.
So it must be a Balance Transfer for the 0% to be activated? No new purchases?
Correct. Making new purchases on the card will be at regular full APR. More Rewards has 6 months at 1.99% on purchases only but none of their cards have a 0% intro purchase APR.