AMEX Product Change

[Anonymous]

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atldragon wrote:

Congrats on your conversion and your CLI.

I really dont know why ppl are down on the Delta card. 

 I have the Blue Cash and the Delta and I prefer my Delta.  Maybe because I live in Atlanta and Delta headquarters are here and they have direct flights to london and 12 times daily to New York and I get double sky miles and thats basically the only airline I fly and I can catch the train to the airport and I can use their airport lounge and they emerged from bankruptcy and now they fly direct to my wifes home country and they have a shoe shine stand in the terminal.

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I totally agree.  IMO the best part of the Delta is the free miles that come with it.  I've only had my Delta for a month and I already have over 18,000 Skymiles.  I'm expecting to get my free flight in another 5 months or so.  I didn't "product change" to Blue or Blue Cash because, for me anyway, that would be throwing away free Skymiles.

And for anyone who plans to fly anywhere in the next year where Delta is a viable option, then free Skymiles = free money.

[Anonymous]

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Timothy wrote:
I like the Delta too.

I just received a pre-approved offer for Blue - but waiting for a CLI and scores over 700 first.

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Timothy,

I've seen you post before that you're waiting for your CLI.  Just curious, have you requested one and been denied?  Are you in the waiting period before you're eligible to ask again?

I'm asking because I'm in a similar situation as you.  I saw where you've posted that you ran $3K through your card on a $1K limit.  I'll be doing about the same, but so far haven't been able to make multiple payments in a month (first statement just cut this week).  I wonder if doing several iterations of charge up, PIF, charge up, PIF, etc etc will get the hint across that you (we) need a larger CL to support our spending pattern.

[atldragon]

Well this is my experience for all its worth.  I have 4 Amex cards, Platinum Charge, One, Delta and Blue Cash.

There is no rhyme or reason in regards to Amex CL's IMO.  I charge about 7K per month on the plat and Amex doesnt even blink.  My Delta Skymiles came with a 1K limit and I thought.........ridiculous.   Well after 30 days of having the card I got it increased to 7K ( should have asked for 15K but I only use it to book my flights and you get double miles at certain hotels).  You have to wait for another 6 months for an increase so shoot for the stars but dont go overboard. AMEX is very generous, but use the cards wisely, PIF every month if possible.

IMO the best way to use the Delta is get a charge card as well.  You can buy all your stuff on the charge card and buy the miles on any airline including Delta.  Heck they give you 15K miles after the first purchase.  It only takes 25K miles to get a R/T domestic.  I can earn a free trip every 3 months.

Message Edited by atldragon on 12-07-2007 01:41 PM

[Anonymous]

the 30 days are up today- (Since my denial for CLI)
Card is now 6 months old-

I am waiting for the statement to cut and my new score to post

Only ran $1700 though it this month (21st to today) back down to a $12 balance-

If they don't get the hint - something seriously wrong-

I also did it to get the extended warranty's on some gifts.

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@Anonymous wrote:

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@Anonymous wrote:
I like the Delta too.

I just received a pre-approved offer for Blue - but waiting for a CLI and scores over 700 first.

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Timothy,

I've seen you post before that you're waiting for your CLI. Just curious, have you requested one and been denied? Are you in the waiting period before you're eligible to ask again?

I'm asking because I'm in a similar situation as you. I saw where you've posted that you ran $3K through your card on a $1K limit. I'll be doing about the same, but so far haven't been able to make multiple payments in a month (first statement just cut this week). I wonder if doing several iterations of charge up, PIF, charge up, PIF, etc etc will get the hint across that you (we) need a larger CL to support our spending pattern.

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Message Edited by Timothy on 12-07-2007 07:03 PM

[Anonymous]

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Timothy wrote:
the 30 days are up today- (Since my denial for CLI)
Card is now 6 months old-

I am waiting for the statement to cut and my new score to post

Only ran $1700 though it this month (21st to today) back down to a $12 balance-

If they don't get the hint - something seriously wrong-

I also did it to get the extended warranty's on some gifts.

Thanks for your reply.

Like I said, I'm taking the same tack.  Except that since I wasn't able to make a payment before the first statement cut, when my card reports for the first time, it's going to show a $412 balance on a $1K CL.  That's going to sting for a bit.

Good luck to you when you decide to hit the button.

[Anonymous]

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atldragon wrote:

IMO the best way to use the Delta is get a charge card as well.  You can buy all your stuff on the charge card and buy the miles on any airline including Delta.  Heck they give you 15K miles after the first purchase.  It only takes 25K miles to get a R/T domestic.  I can earn a free trip every 3 months.

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Now that is interesting!  I wasn't aware that the travel rewards program associated with the charge cards allows you to purchase Skymiles, as well.  I suppose it would have been obvious if I had thought about it, but I guess I never thought about it.

So let me see if I have this straight.  That means that if you get the Delta and a charge card at the same time, and make a purchase on each card, you'll have 15,000 Skymiles from the Delta card, plus enough rewards points on the charge card to buy an additional 15,000 Skymiles?  That would mean an instant free ticket just for getting two cards and making two purchases.

Is that the case?

[Anonymous]

I hear you - I recovering from my Oct balance as well-
DW went "shopping" while we were in California- and did what she calls "Damage" - of course this was 2 days before the statement cut-

Nov Statement was $10 that posts on the 22nd of Dec.

Congrats on the 700 Club and the score increase.

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@Anonymous wrote:

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@Anonymous wrote:
the 30 days are up today- (Since my denial for CLI)
Card is now 6 months old-

I am waiting for the statement to cut and my new score to post

Only ran $1700 though it this month (21st to today) back down to a $12 balance-

If they don't get the hint - something seriously wrong-

I also did it to get the extended warranty's on some gifts.

Thanks for your reply.

Like I said, I'm taking the same tack. Except that since I wasn't able to make a payment before the first statement cut, when my card reports for the first time, it's going to show a $412 balance on a $1K CL. That's going to sting for a bit.

Good luck to you when you decide to hit the button.

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[Anonymous]

I must have their attention- All from El Paso too.

Ex softies

• AMEX ACCOUNT REVIEW
Date: December 4, 2007

• AMERICAN EXPRESS CO
Date: November 30, 2007

• AMEX ACCOUNT REVIEW
Date: November 24, 2007

[haulingthescoreup]

they're sniffing around, that's for sure--sounds promising!

[Anonymous]

Pretty tempting to hit the LUV button- but I am going to wait for my statement to cut.

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@haulingthescoreup wrote:
they're sniffing around, that's for sure--sounds promising!

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