@Rackham94 wrote:
@dodgerslv wrote:
@LS2982 wrote:Good luck to you OP!!!
AMEX is a tough cookie to crack!
+1...keeping fingers crossed for you!
Thanks guys!!!! I can't stop checking the app status lol I tried calling executive offices but they are closed. Should I try again tomorrow or leave it be I mean it was sent to Recon by a regular CSR this morning but not real sure now. They pulled all 3 CRA...
I'd call EO on Wednesday. Give them a full business day to review. You may even see a result tommorow.
@LS2982 wrote:
@Rackham94 wrote:
@dodgerslv wrote:
@LS2982 wrote:Good luck to you OP!!!
AMEX is a tough cookie to crack!
+1...keeping fingers crossed for you!
Thanks guys!!!! I can't stop checking the app status lol I tried calling executive offices but they are closed. Should I try again tomorrow or leave it be I mean it was sent to Recon by a regular CSR this morning but not real sure now. They pulled all 3 CRA...
I'd call EO on Wednesday. Give them a full business day to review. You may even see a result tommorow.
Very nervous
but thanks!
@09Lexie wrote:
You can't buy an EXP FICO score. Most likely it's a Vantagescore.
Good luck with you recon
So there is only a FICO for TU and EQ..
So which score do lenders look at most both or a combination of both?
@Rackham94 wrote:
@09Lexie wrote:
You can't buy an EXP FICO score. Most likely it's a Vantagescore.
Good luck with you reconSo there is only a FICO for TU and EQ..
So which score do lenders look at most both or a combination of both?
No, there is a EX FICO its just Experian has chosen not to sell it to the general publics since 2009. The only way to get it is through a CU in PA (PSECU) or through mortage apps and AMEX Denials.
EX scores are not available for purchase by the consumer. Lenders can look at 1,2 or 3 scores to render a decision. Cap 1 for instance, pulls all 3 bureaus for every app.
@09Lexie wrote:
EX scores are not available for purchase by the consumer. Lenders can look at 1,2 or 3 scores to render a decision. Cap 1 for instance, pulls all 3 bureaus for every app.
Thank you both for the clarification and LOL at the AMEX denial comment. Well EXP I pulled a report and it has least inquiries. AMEX pulled all three on me however; the CSR mentioned specifically "Your TU Fico is 711" inquiries in the last blah blah and told him about the unauthroized inqs and escalated my app and reopened it for reconsideration. But inqs from AMEX dated 3/31 are showing up on my EXP and EQU : /
@Rackham94 wrote:Just bought EQ 3 bureu report and score at 1/2 off
as of 3/31/13
658EQ 671EXP 658TU711 TU Fico and 683 EQU FicoI imagine Exp fico is highest maybe? Not to mention I was approved for Chase Freedom and Discover IT in the last week. On experian website my score is different though wonder why is that it shows 717 Exp but 671 shows for Exp on Eq site
Please tell me where you bought your 3 CR and score at 1/2 off and how?
@indiolatino61 wrote:
@Rackham94 wrote:Just bought EQ 3 bureu report and score at 1/2 off
as of 3/31/13
658EQ 671EXP 658TU711 TU Fico and 683 EQU FicoI imagine Exp fico is highest maybe? Not to mention I was approved for Chase Freedom and Discover IT in the last week. On experian website my score is different though wonder why is that it shows 717 Exp but 671 shows for Exp on Eq sitePlease tell me where you bought your 3 CR and score at 1/2 off and how?
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