AMEX rule of thumb for CLI?

[tussking]

Should I request a CLI on day 66? What is the rule of thumb? Is AMEX CLI a HP or SP? TIA

[Adkins]

Amex is a SP and you can ask for 3X your current limit for a CLI. 

[bigseegar]

If it's a new card and your'e a new acct holder with them it's best to wait 91 days at least. CLI are a SP and if approved you can't ask again for 6 months (on any AX credit card you hold). If denied for reason you can ask again in 91 days.

[Ficoproblems247]

---

@tussking wrote:

Should I request a CLI on day 66? What is the rule of thumb? Is AMEX CLI a HP or SP? TIA

---

Which card do you have, and what is the SL? They're likely not going to budge much on what they've given you with that BK showing on your reports, unfortunately.  

[bigseegar]

---

@Ficoproblems247 wrote:

---

@tussking wrote:

Should I request a CLI on day 66? What is the rule of thumb? Is AMEX CLI a HP or SP? TIA

---

Which card do you have, and what is the SL? They're likely not going to budge much on what they've given you with that BK showing on your reports, unfortunately.  

---

Oh yeah. I missed that. IF you have a BK on your reports it's very unlikely they'll approve any CLI as long as it's reporting.

[h2oeng]

I picked up a BCE card in Nov.  Waiting until early April and went from $2k to $6k with no problems.  I'm going to try for another x3 ($18k) after I hit the 1 year mark.  We'll see what they say, no harm in asking.  The BK may be an issue with you though.  

[tussking]

Hi and thanks! My starting limit was 15k on the Marriott Bonvoy and I have been a member for 22 years through an AU card. 

[GatorGuy]

---

@tussking wrote:

Hi and thanks! My starting limit was 15k on the Marriott Bonvoy and I have been a member for 22 years through an AU card. 

---

Just be aware, asking for more than $35k will usually prompt Amex to ask for income verification.

[babygirl1256]

Amex allows a CLI (across all products) every six months and mine was a soft pull. Best wishes on obtaining your desired CLI. 

[OmarGB9]

---

@tussking wrote:

Hi and thanks! My starting limit was 15k on the Marriott Bonvoy and I have been a member for 22 years through an AU card. 

---

Note that AU membership doesn't really count as you're not financially responsible for paying the bill.