When I was approved for this unicorn, I was lucky enough to get there lowest tier APR. The other day, I was reviewing the APRs on my various cards and noticed that this card is still at the same rate (via a statement that had just been cut) even though all of my other cards have adjusted alongside Fed rate moves. I also noticed that they have been updating the APRs for their other cards (as shown through their website). I fear this may be another fact that solidifies this card may be cut sometime soon 
@cardme wrote:When I was approved for this unicorn, I was lucky enough to get there lowest tier APR. The other day, I was reviewing the APRs on my various cards and noticed that this card is still at the same rate (via a statement that had just been cut) even though all of my other cards have adjusted alongside Fed rate moves. I also noticed that they have been updating the APRs for their other cards (as shown through their website). I fear this may be another fact that solidifies this card may be cut sometime soon
Yes, AOD is a FIXED rate as opposed to a variable rate. This is one of the things that makes it likely to continue to have a use, especialy as prime continues to rise. Keep in mind that prime also dropped at the beginning of the pandemic, so fixed vs variable has pros and cons.
Sock - 
On my 
Debit Cards - 
