I can’t apply to any Amex card for 2 more years since i field bk 3 years ago Can my sis still add me as a Authorized user will Amex allow it ? Also will this help me with my score to boost up since she has the Amex for 12 years age and my oldest card is 3 old ?
Just to add it’s same last name but diff address her accounts
As long as you didn't include amex in your bk or burn them in other ways, you should be able to be added as an AU. It will NOT help your score from an aging perspective as amex will report the date you are added as the open date instead of the actual open date of the card (whether it will help your scores from a non age related factor requires more information than you provided here)
Scores hover around 800 Haven't been AZEO in over a year Rome was not built in a day, neither is a good credit profile
Just an FYI about the 5 yrs. If AmX was included in your BK, it will more likely be 10+ yrs vs 5 yrs before AmX will let you back in unless there’s an agreement to clear what’s owed. AmX has a super long memory.
DEC 2019: EX 816, TU 820, EQ 810 DEC 2018: EX 777, TU 783, EQ 799