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Having some cognitive dissonance here, but looks like Amex is officially in some sort of relationship with Credit One. Throwing out offers for them! I was pre-qualed for the Plat card and didn't want to give up my Tax info. Checked again today and saw this...
This is not an Amex card. Credit one is just using the Amex network .
@Anonymous wrote:Having some cognitive dissonance here, but looks like Amex is officially in some sort of relationship with Credit One. Throwing out offers for them! I was pre-qualed for the Plat card and didn't want to give up my Tax info. Checked again today and saw this...
Nothing new, I believe. This was highlighted last year when some applicants were denied for a traditional AENB credit card product and the Credit One AmEx was suggested/offered as an alternative.
ETA - Credit One Bank and AENB launched a partnership in the Fall of 2019 to expand their CC products.
Yeah. I've seen that, too, also after being preapproved for a Platinum and turning it down. From one extreme to the other.
Wow... this is news. I guess Amex is expanding those horizons.
Amex isn't quiet as Elite as they seem lol. There are people with charge-offs/collections, and low 600s that get approved. They do have cards that cater to wealthy people. But Amex is in no way anymore Elite than Discover or any other prime bank.
@Anonymous514 wrote:Amex isn't quiet as Elite as they seem lol. There are people with charge-offs/collections, and low 600s that get approved. They do have cards that cater to wealthy people. But Amex is in no way anymore Elite than Discover or any other prime bank.
They don't want to be elite, they want interest money, hence approvals.
However, Amex doesnt have "One size fits all" leash
Did you burn them?
No I had closed down my 4 Amex cards before the BK7. I plan to get a gold card again once I'm at the 5 year 1 month mark.
Also I do have the Credit One Amex and it is decent. I only have it till May 2024 when I am 5year and 1 month into the BK7.