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Anyone get the blk Amex recently ??

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youngman1234
Established Contributor

Anyone get the blk Amex recently ??

Not that I would ever pay that ridiculous $7500 initial fee but I was just curious...

I have my personal plat since 2011 spent about 180k so far this year.

I have a business gold I got in April 2013 so only have has it for 9 months and spent 200k so far.
Message 1 of 24
23 REPLIES 23
blondy250
Established Contributor

Re: Anyone get the blk Amex recently ??

You have to be invited and the min spen is 250K.

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Message 2 of 24
youngman1234
Established Contributor

Re: Anyone get the blk Amex recently ??

Yeah I know that but is the calendar year or from the time u got the card???

Since my business one I got in April, by April I will have def spent over 250k..lol
Message 3 of 24
FinStar
Moderator Emeritus

Re: Anyone get the blk Amex recently ??

Just curious, why would you want the Centurion card if you frown on the cost of the $7,500 AF?  If your gross YTD expenditures on your Platinum are >$180K, then the AF should be no issue.   

Message 4 of 24
sjt
Senior Contributor

Re: Anyone get the blk Amex recently ??


@FinStar wrote:

Just curious, why would you want the Centurion card if you frown on the cost of the $7,500 AF?  If your gross YTD expenditures on your Platinum are >$180K, then the AF should be no issue.   


Alot of folks who have obtained the Centurion Card qualified through business expenses not personal disposable expenses. So the onetime $7500 fee and the annual fee of $2500 is a deterrent to many that want the card.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
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Message 5 of 24
sjt
Senior Contributor

Re: Anyone get the blk Amex recently ??


@youngman1234 wrote:
Yeah I know that but is the calendar year or from the time u got the card???

Since my business one I got in April, by April I will have def spent over 250k..lol

Actually no one really knows what the new spend requirements are now. The new "guidlines" are you need to be invited and to be invited you have to meet a certain spend requirement that is not disclosed. Some people think its over $500K but no one has confirmed this.

American Express: Platinum Charge, Optima, Business Gold, Delta Business Reserve, Business Cash, Business Plus
Bank of America: Alaska Air Atmos Summit Visa Infinite
Barclays: Arrival Premier WEMC (Closed)
Capital One: Savor WEMC, Venture X Visa Infinite
Chase: Freedom U Visa Signature, CSR Visa Infinite
Citibank: AAdvantage Platinum WEMC
Elan/US Bank: Fidelity Visa Signature
Credit Union: Cash Back Visa Signature
FICO 08: Score decrease between 26-41 points after auto payoff (11.01.21) FICO as of 12.24, EX: 816 / EQ: 825 / TU: 818
Message 6 of 24
FinStar
Moderator Emeritus

Re: Anyone get the blk Amex recently ??


@sjt wrote:

@FinStar wrote:

Just curious, why would you want the Centurion card if you frown on the cost of the $7,500 AF?  If your gross YTD expenditures on your Platinum are >$180K, then the AF should be no issue.   


Alot of folks who have obtained the Centurion Card qualified through business expenses not personal disposable expenses. So the onetime $7500 fee and the annual fee of $2500 is a deterrent to many that want the card.


I guess it would depend on which version the OP has.  Usually the biz Centurion could be much easier to obtain than the personal version (elegibilit/requirements were tightened).  In some respect, if the individual sees a fit for this product given the benefits (business or personal) and happens to be in the affluent or HNW/UHNW sphere, $7,500 (and subsequent AFs) are a drop in the bucket.

Message 7 of 24
youngman1234
Established Contributor

Re: Anyone get the blk Amex recently ??

I would never take the blk card if they even invited me.. A $7500 fee no way... I don't even use the lounges with my plat... I'm just put my headphones and my sunglasses and like to be left alone.. Lol
Message 8 of 24
youngman1234
Established Contributor

Re: Anyone get the blk Amex recently ??

I was jut curious... Lol
Message 9 of 24
CreditScholar
Valued Contributor

Re: Anyone get the blk Amex recently ??

The number of centurions being issued have been very limited lately for various reasons.

 

First the amount of spending required is more than 250k, and for personal cards it must be on luxury goods & services.

 

The second thing to keep in mind is that spending levels alone won't get you an invite. Amex is looking for people who fit the image they want associated with that product. Therefore celebrities and high level corporate execs will often fit the bill, but a random person with high levels of spend may not.

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Message 10 of 24
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