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I am an AU (Authorized User) on someone's card that now has a very high balance. I've got my own credit and really don't need this AU card. Now, my scores are being negatively impacted, because of the high balance on that card. If I am removed as an AU on that card, will that card AND it's associated balance be dropped from my report, and improve my score? If anyone has information or experience with this, I would appreciate your input.