BBVA $4,500... Accept?

[Gmood1]

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@FinStar wrote:

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@Gmood1 wrote:

BBVA must be upgrading their systems or something? None of my CCs have shown up for several days now. 

Yeah, you'll have to call in and request a CLI.

Easier for me to just app another card with them.😉😆😆😆

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Welp... because of @CreditCuriosity's recent approval and your last discussion on BBVA, I ended up getting approved for 2 back-to-back just the other day 😬.  I've been good for sometime and I couldn't help myself 😄😛.  Too bad they don't combine.

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Thats awesome @FinStar !!

I looked at the pre-approval a few days ago. They show me pre-approved for both Clearpoints and the Rewards cards.

Boy, my BBVA already looked crazy with 5 cards in that account recently. One was still in there from a recent fraud and replacement.

I wonder how 6 would look.🤔😂😂

PNC needs to allow consolidations.

@M_Smart007 

Yeah, that's it...I need another.😆

[M_Smart007]

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@FinStar wrote:

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@Charmante wrote:

@AverageJoesCredit Kisses? Isn't it too early for that? Lol!!!

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He's feeling a bit amorous 😄

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[M_Smart007]

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@Gmood1 wrote:

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@M_Smart007 

Yeah, that's it...I need another.😆

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Yes, that bottom row looks a little empty

[Remedios]

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@Gmood1 wrote:

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@FinStar wrote:

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@Gmood1 wrote:

BBVA must be upgrading their systems or something? None of my CCs have shown up for several days now. 

Yeah, you'll have to call in and request a CLI.

Easier for me to just app another card with them.😉😆😆😆

---

Welp... because of @CreditCuriosity's recent approval and your last discussion on BBVA, I ended up getting approved for 2 back-to-back just the other day 😬.  I've been good for sometime and I couldn't help myself 😄😛.  Too bad they don't combine.

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Thats awesome @FinStar !!

I looked at the pre-approval a few days ago. They show me pre-approved for both Clearpoints and the Rewards cards.

Boy, my BBVA already looked crazy with 5 cards in that account recently. One was still in there from a recent fraud and replacement.

I wonder how 6 would look.🤔😂😂

PNC needs to allow consolidations.

@M_Smart007 

Yeah, that's it...I need another.😆

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You people are terrible. Think of the children!!!

[JR_TX]

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@Gmood1 wrote:

BBVA must be upgrading their systems or something? None of my CCs have shown up for several days now. 

Yeah, you'll have to call in and request a CLI.

Easier for me to just app another card with them.😉😆😆😆

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Yeah it's been down since the new year for me! 

They might have gone the Blispay way? 🤪😂

[Anonymous]

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@Charmante wrote:

@AverageJoesCredit Kisses? Isn't it too early for that? Lol!!! Well I'm trying to get 1 of each brand. I have a Discover and a MasterCard. Need a Visa and an AMEX... I just don't know anything about BBVA. Do they give regular CLI's? Every... 3 months? 6?

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💋 = KISS = "Keep It Simple, Stupid!" 

Don't make credit matters more complicated than they need to be. If you can use the card, go for it. If not, on to the next. 

I have this card and I can tell you that it's at the same $2K it was when I got it 12/2018. I took a HP 6 months in and was declined for the account being too new, probably best to wait 9 months for best results. Auto CLIs have been known to happen anytime between 7 months and never. 

[Anonymous]

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@ficosuave wrote:

I don't know if BBVA gives unsolicited cli's at all. I can't recall hearing of any.

I happen to like the card as it is, the selectable categories are broad and they often send offers to earn more in specific categories (Bonus 4x points at groceries in a given month, for example).

Keep in mind PNC will presumably be taking over these accounts at some point and perhaps converting them to one of their products. On the brightside, I believe PNC is considered more generous with CLI's, if you're playing the long game.

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I almost forgot about PNC on the BBVA accounts. Keeping tabs on that when I head out the garden later!

[JNA1]

I requested a HP (TU) CLI at 1 year on my ClearPoints card they gave me $9700 to a $25K CL. The $15,300 SL I got was the highest SL I had until I got my NFCU card. 

[Anonymous]

BBVA is kind of a scam, I opened an account with them only to have a small purchase charged a late fee by them not sending me a notice of payment due. I did like their app and next to apple it is a cool setup where they use the app for almost everything. I cancelled the card and paid it off all within a month. I do not do business like that and do not do business with people that do that.

[UncleB]

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@ficosuave wrote:

I don't know if BBVA gives unsolicited cli's at all. I can't recall hearing of any.

I happen to like the card as it is, the selectable categories are broad and they often send offers to earn more in specific categories (Bonus 4x points at groceries in a given month, for example).

Keep in mind PNC will presumably be taking over these accounts at some point and perhaps converting them to one of their products. On the brightside, I believe PNC is considered more generous with CLI's, if you're playing the long game.

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We don't have as many data points on BBVA auto-CLIs as we do for other lenders but I can share that I got a small auto-CLI from them back in 2018.

Details here:  https://ficoforums.myfico.com/t5/Credit-Card-Approvals/BBVA-Compass-ClearPoints-Auto-CLI/td-p/525639...