BOFA GRADUATION!!

[Newbie2018]

I just wanted to report the good news. After continuously requesting for graduation since November17. I finally am graduating from secured. I did not request a CLI because I didn't want the hard pull so I'm only getting my $400 deposit back. And staying at $400 it's still bitter sweet! I'm going to wait a few months to see if I get an automatic increase. I feel accomplished and I owe it to this forum. Thank you my fico!

[simplynoir]

Congrats on your rebuild so far!

[ShatteredK]

Congratulations on getting it Graduated!

[Anonymous]

Congratultions onyour card becoming unsecured! I like your thinking about not wanting to take the HP and instead wait to see if you get an auto CLI. Should it not, I do recall that for most of BofA CLI, its normally a SP, but hopefully others will weigh in on that.

[Newbie2018]

Thank you all. It's a good feeling. I was honestly jealous Everytime I read about others graduation and data points lol. Now I feel the love.

[MartyWrite75]

Congratulations on your card graduation! 

[Newbie2018]

Thank you. I think I'll set my new goal to 690 since I've been on a role. 130 pt gain since late January. I'm on a role lol. I believe I can do it.

[AverageJoesCredit]

Congrats Op, happy Graduation!.

Unfortunately, most Boa cli are not sp but are usually hp so eventually youll have to take a hp for one . Best of luck on your journey

[Newbie2018]

Thankk you. And yes I know. That is what the rep told me also. That's why I wanted to wait to see if it was an auto increase was a hp. But I see I'll have to pull the trigger.

When would be a good time?

[simplynoir]

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@Newbie2018wrote:
Thankk you. And yes I know. That is what the rep told me also. That's why I wanted to wait to see if it was an auto increase was a hp. But I see I'll have to pull the trigger.

When would be a good time?

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That depends on how much you value your HPs. But BofA CLIs have generally been worth it as long as you shoot for the moon and let them match or counter you.