Barclaycard Conversion Letter

[Anonymous]

I called Barclays to close the account and they moved over the credit line to my Uber card. I use the Uber card more than ever used the Master Rewards card. I accumulated $150 Uber credit points in month. 

[wasCB14]

Please forgive a thread skimmer, but has anyone with a 750+ TU gotten one of these notices yet?

I see MicheleNML has a 747, so maybe Barclaycard isn't keeping lower-risk Arrival/A+/Rewards accounts.

[dumaine]

---

@wasCB14 wrote:

Please forgive a thread skimmer, but has anyone with a 750+ TU gotten one of these notices yet?

I see MicheleNML has a 747, so maybe Barclaycard isn't keeping lower-risk Arrival/A+/Rewards accounts.

---

Riopratap on page 7 says they have a 790 and got the letter....

[Anonymous]

---

@wasCB14 wrote:

Please forgive a thread skimmer, but has anyone with a 750+ TU gotten one of these notices yet?

I see MicheleNML has a 747, so maybe Barclaycard isn't keeping lower-risk Arrival/A+/Rewards accounts.

---

I'm in the 750-low 770s and got the letter. TU is my highest and we all know how much Barclay loves TU.

[wasCB14]

Guess I should transfer over some of my CL from Arrival to my new Aviator...maybe put a few small travel purchases on Arrival to take me up from $16 of miles to $25.

Then I'd just cancel. I wouldn't want to bother with a new issuer.

[CreditCuriosity]

I wonder if these people with 750-790 Scores had these scores when they originally got the card or if they rebuilt since obtaining said card, but when they obtained the card they might of been in the high 600's or whatever and are "bucketed" as risks?

[Anonymous]

I have the same card I haven't gotten the letter yet but I guess I can expect it. My question for anyone I have over $400 in reward points what happens with them?

[jl4]

---

@Anonymous wrote:
I have the same card I haven't gotten the letter yet but I guess I can expect it. My question for anyone I have over $400 in reward points what happens with them?

---

I'd imaging that if you use them before the cut-off date, you'll be fine. 

[goal_digger]

@4theLoveofPoints

To clarify - from an Arrival account-holder POV, the rewards structure is not the same. Through my Arrival+ I received 2x points on all purchases. The Mercury is offering 2x cashback on purchases with the same $89 annual fee. Not one and the same at all.

Hopefully your account is not included because if I'm going by your handle you will not by pleased by the conversion. What's confusing is that Barclays is still open to new apps for the Arrival+ so not sure where the line of demarcation was in who was/was not included in the sale.. 

Fingers crossed for you!

[Man-Of-Steel]

---

@CreditCuriosity wrote:

I wonder if these people with 750-790 Scores had these scores when they originally got the card or if they rebuilt since obtaining said card, but when they obtained the card they might of been in the high 600's or whatever and are "bucketed" as risks?

---

Yeah, I think a better question might be - What APR is currently assigned to the accounts where folks are receiving the infamous letter?  Or what APR was originally assigned to the accounts, in the event that the account had one or more APR reductions since opened.