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@Taurus22 wrote:Yep, this sucks. Got mine in April this year (2019) exclusively for the 4% restaurant cashback and the 3% travel just as a bonus category. Now this is a trash card. After reading about all this, if this is the way Barclay handles their cards, I will never get another card from them. This card hasn't even been out long enough to warrant a change like this.
So.....I'm not getting the Savor (not paying AF to get 4% on restaurant) but I need a good dining card to replace this now. Is anything higher than 3% these days without an AF? Knew I should have just gotten the Citi Costco card.....at least it would have been stable.
I'm feeling bitter I don't have a GF Savor card I have the Citi Costco card and think that's what I will use now until something else comes up 4% with no AF. The Citi Costco card has similar benefits with no FTF. Another option would be WF Propel or BOA Cash Rewards w/ 3% dining category.
@Taurus22 wrote:Yep, this sucks. Got mine in April this year (2019) exclusively for the 4% restaurant cashback and the 3% travel just as a bonus category. Now this is a trash card. After reading about all this, if this is the way Barclay handles their cards, I will never get another card from them. This card hasn't even been out long enough to warrant a change like this.
So.....I'm not getting the Savor (not paying AF to get 4% on restaurant) but I need a good dining card to replace this now. Is anything higher than 3% these days without an AF? Knew I should have just gotten the Citi Costco card.....at least it would have been stable.
3% is basically the best you can do for permanent dining cash back now with no AF, other than if you're a BoA Preferred Rewards client and select 3% on the Cash Rewards card. The 3% becomes up to 5.25%. But otherwise, yes, you're looking at 3% with several options (Costco, Wells Propel, etc).
Barclay is certainly known for nerfing/changing their cards more frequently than many other banks.
To be honest, I'd be surprised if we ever see a 4% dining card again with no annual fee. Banks seem to cap dining at 3% unless you want to pay a fee.
Yeah... The card has become useless!
Just planned to get it, it's good that I did not.
@Taurus22 wrote:Yep, this sucks. Got mine in April this year (2019) exclusively for the 4% restaurant cashback and the 3% travel just as a bonus category. Now this is a trash card. After reading about all this, if this is the way Barclay handles their cards, I will never get another card from them. This card hasn't even been out long enough to warrant a change like this.
That's one possible lesson. As I said earlier, another view is get the cards while they are great, and move on when they are nerfed. By avoiding them, you are settling for worse cards that may themselves be nerfed anyway....
IMO, the idea of "keeper" cards has really gone. Be prepared to change your line up, just not all the time!
Yeah... The card has become useless!
Just planned to get it, it's good that I did not.
I gotta say, what a disappointing change. I got this card back in May and my card is changing to the new one in February. I didn't get to use it much because I was using Discover for restaurants last quarter, and I have a feeling I'm not going to eat $600 worth of food to cash out before February.
It's kind of funny because I just closed my Barclay Rewards Card (formerly Sallie Mae, another great card gone by). I hadn't used it in a while, so they sent me a letter saying they'd close it soon if I didn't purchase anything on it. I opted to close that account and move the credit limit over to my Uber Visa, but that seems all for naught now.
Yea, my card transitions to the Uber store card on 5/2020 and I'm promptly closing it. I refuse to put a single charge on it to get Uber cash in return --- completely useless.
Ironically I was going to apply to either the Uber Visa or the Propel, I am so glad I went for the Propel at the end
I only went with it because it was 4% and Visa... accepted everywhere.... hopefully they change their minds about this disaster but if not, my business is going elsewhere.