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yea, I had about 40 inquiries between march-june of this year and got my Barneys card for 750. After I activated and finally called in because there was a verification issue, I was able to use the hotline to 10,750.
Scores were 675ish, so YMMV
How fast did any of you with barneys get your limit up to 20k?
I'll let you know here shortly. I did my first only July 28th after getting the card mid-June. I would have been able to do it right away, but I had my Victoria secret card with comenity registered to my Pittsburgh address, and my barneys card sent to my St. Louis address so there was a lock on my account (stupid). After getting that taken care of I got the CLI right away. At the end of the month I'm going for the bump to 20k. Oh and my Blue Nile card I was able to do the same thing as well, all the way up to 10.5k
@Anonymous wrote:Both Pizza and Humuhumunukunukuapuaa have peaked my curiosity. For those of you that have a Barneys card, what was your score when you got the card? Also did you get it with SCT or regular applying? Said I would not do another store card, but if my score is okay, then I will. My EQ FICO 8 is 635, but EQ FICO 5 is 670.
Another perspective, I applied and was approved for a Barneys card one week ago. During the month of July I open 13 new accounts (excluding Barneys) in which generated 5 inquiries. Several of the accounts were with Comenity where I utilized the SCT. They did pull Experian and my score at the time was 668. I received a 1500.00 CL. It was no more difficult then Neiman Marcus, SunGlass Hut, Amazon, Total Rewards Visa, Modell's Visa or any of the other accounts that I have opened recently. There is no pop up for Barneys, and my decision was instant. Good Luck!
@Anonymous wrote:
@Anonymous wrote:Both Pizza and Humuhumunukunukuapuaa have peaked my curiosity. For those of you that have a Barneys card, what was your score when you got the card? Also did you get it with SCT or regular applying? Said I would not do another store card, but if my score is okay, then I will. My EQ FICO 8 is 635, but EQ FICO 5 is 670.
Another perspective, I applied and was approved for a Barneys card one week ago. During the month of July I open 13 new accounts (excluding Barneys) in which generated 5 inquiries. Several of the accounts were with Comenity where I utilized the SCT. They did pull Experian and my score at the time was 668. I received a 1500.00 CL. It was no more difficult then Neiman Marcus, SunGlass Hut, Amazon, Total Rewards Visa, Modell's Visa or any of the other accounts that I have opened recently. There is no pop up for Barneys, and my decision was instant. Good Luck!
Which FICO version of EX did Barney's pull? My FICO 2 and FICO 8 are higher than FICO 3. Between Lowes, Amex, and Discover Card apps and my Lowes purchase, My FICO 3 has dropped 35 points to 641, so I'm hoping that when my UTI goes down my score will go up and put me in an acceptable range.
@taxi818 wrote:How fast did any of you with barneys get your limit up to 20k?
Took me 3 months, and then 2 months after that It was at $31k.
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Both Pizza and Humuhumunukunukuapuaa have peaked my curiosity. For those of you that have a Barneys card, what was your score when you got the card? Also did you get it with SCT or regular applying? Said I would not do another store card, but if my score is okay, then I will. My EQ FICO 8 is 635, but EQ FICO 5 is 670.
Another perspective, I applied and was approved for a Barneys card one week ago. During the month of July I open 13 new accounts (excluding Barneys) in which generated 5 inquiries. Several of the accounts were with Comenity where I utilized the SCT. They did pull Experian and my score at the time was 668. I received a 1500.00 CL. It was no more difficult then Neiman Marcus, SunGlass Hut, Amazon, Total Rewards Visa, Modell's Visa or any of the other accounts that I have opened recently. There is no pop up for Barneys, and my decision was instant. Good Luck!
Which FICO version of EX did Barney's pull? My FICO 2 and FICO 8 are higher than FICO 3. Between Lowes, Amex, and Discover Card apps and my Lowes purchase, My FICO 3 has dropped 35 points to 641, so I'm hoping that when my UTI goes down my score will go up and put me in an acceptable range.
My Experian score is generated from Experian credit monitoring. I don't get into all the different version, lol! I do know that it can be different though. My TU FICO is better with Walmart and Discover, then with Capital One. Just recalled though, while my Experian score says 668, I recall my Barneys ApprovalCongrats saying my score was 687. I don't know if this helps?
@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:Both Pizza and Humuhumunukunukuapuaa have peaked my curiosity. For those of you that have a Barneys card, what was your score when you got the card? Also did you get it with SCT or regular applying? Said I would not do another store card, but if my score is okay, then I will. My EQ FICO 8 is 635, but EQ FICO 5 is 670.
Another perspective, I applied and was approved for a Barneys card one week ago. During the month of July I open 13 new accounts (excluding Barneys) in which generated 5 inquiries. Several of the accounts were with Comenity where I utilized the SCT. They did pull Experian and my score at the time was 668. I received a 1500.00 CL. It was no more difficult then Neiman Marcus, SunGlass Hut, Amazon, Total Rewards Visa, Modell's Visa or any of the other accounts that I have opened recently. There is no pop up for Barneys, and my decision was instant. Good Luck!
Which FICO version of EX did Barney's pull? My FICO 2 and FICO 8 are higher than FICO 3. Between Lowes, Amex, and Discover Card apps and my Lowes purchase, My FICO 3 has dropped 35 points to 641, so I'm hoping that when my UTI goes down my score will go up and put me in an acceptable range.
Comenity uses fico 8. Like most lenders. Don't concern yourself so much with te other scores. If you are going for car or mortgage. Ok. I could see the concern. But for credit cards it will be commonly used scored. Fico 8. Sometimes fico 8 bank card. Some credit unions use older versions like my Gte card in my siggy. But it is rare. If you want yo know what bank pulls what simply go to credit pulls database. Insert lender and your state. Wherever you live and you will know who and what they pull. Good luck.