Just curious what are some of the better APRs you have received from your CU? Is it a rewards card, etc? I realize i could probably google thousands of local credit unions and search their lending page for APRs but thought this might be easier. Thanks in advance. 
@Anonymous wrote:Just curious what are some of the better APRs you have received from your CU? Is it a rewards card, etc? I realize i could probably google thousands of local credit unions and search their lending page for APRs but thought this might be easier. Thanks in advance.
14.65% on my Navy Federal CashRewards
@Anonymous AMEX Blue Sky has a better APR @ 11.50%..
Lake Michigan Creidt Union has a pretty nice 6.25% rate card. But my lowest rate card is my Surpass at 11.40%
Off topic: Ive also been really itching to join LMCU to take advantage of their 3% APY checking, only thing stopping me is they want a HP on my TU report 
@Anonymous wrote:
@Anonymous wrote:Just curious what are some of the better APRs you have received from your CU? Is it a rewards card, etc? I realize i could probably google thousands of local credit unions and search their lending page for APRs but thought this might be easier. Thanks in advance.
14.65% on my Navy Federal CashRewards
@Anonymous AMEX Blue Sky has a better APR @ 11.50%..
I found out I was Navy Federal eligible TWO DAYS after freezing my reports. 
I guess I should still open the account and wait on a cc?
I received 8.9% from my university FCU and was pretty excited until I realized they gave me the card with no cash rewards! So I'm just curious how all this stacks up. Thanks so much for your input, Nixon.
@ksantangelo23 wrote:Lake Michigan Creidt Union has a pretty nice 6.25% rate card. But my lowest rate card is my Surpass at 11.40%
Off topic: Ive also been really itching to join LMCU to take advantage of their 3% APY checking, only thing stopping me is they want a HP on my TU report
Dang, 6.25%! Do you know if this card has rewards of any type?
Edit: thanks for your response!
@ksantangelo23 wrote:Lake Michigan Creidt Union has a pretty nice 6.25% rate card. But my lowest rate card is my Surpass at 11.40%
Off topic: Ive also been really itching to join LMCU to take advantage of their 3% APY checking, only thing stopping me is they want a HP on my TU report
If you're gardening, Opening a CU bank account/checking doesn't reset garden date. No need to fear that HP.
@Anonymous wrote:
@ksantangelo23 wrote:Lake Michigan Creidt Union has a pretty nice 6.25% rate card. But my lowest rate card is my Surpass at 11.40%
Off topic: Ive also been really itching to join LMCU to take advantage of their 3% APY checking, only thing stopping me is they want a HP on my TU report
If you're gardening, Opening a CU bank account/checking doesn't reset garden date. No need to fear that HP.
Right, but you wont find 3% checking anywhere else. Best ive found after a ton of research was 2.0x% out of my service area, after that its the .90 - 1.05% rates.
