@Anonymous wrote:
@ksantangelo23 wrote:Lake Michigan Creidt Union has a pretty nice 6.25% rate card. But my lowest rate card is my Surpass at 11.40%
Off topic: Ive also been really itching to join LMCU to take advantage of their 3% APY checking, only thing stopping me is they want a HP on my TU report
Dang, 6.25%! Do you know if this card has rewards of any type?
Edit: thanks for your response!
Just a barebones credit card. Prime rate + 3%, no BT fees.
@ksantangelo23 wrote:
@Anonymous wrote:
@ksantangelo23 wrote:Lake Michigan Creidt Union has a pretty nice 6.25% rate card. But my lowest rate card is my Surpass at 11.40%
Off topic: Ive also been really itching to join LMCU to take advantage of their 3% APY checking, only thing stopping me is they want a HP on my TU report
If you're gardening, Opening a CU bank account/checking doesn't reset garden date. No need to fear that HP.
Right, but you wont find 3% checking anywhere else. Best ive found after a ton of research was 2.0x% out of my service area, after that its the .90 - 1.05% rates.
Right...so don't let a little HP keep you from earning 3%.
Nixon - might I also ask you what score/credit grade you had when you received that rate from NFCU? Thanks 
EQ was about the same it is now. TU was 714. Yes, it was a double pull. 
@Anonymous wrote:
EQ was about the same it is now. TU was 714. Yes, it was a double pull.
Ugh! A double pull! Is it always a double pull or are you special?
It just hit me that I could probably search for this topic - but to go with tonight's theme of no searching, I will leave it for now unless you tell me to shove off and search!