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CHASE FREEDOM CLOSED!?

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CreditCuriosity
Moderator Emeritus

Re: CHASE FREEDOM CLOSED!?

Also OP when did your freedom get closed?

Message 41 of 97
NRB525
Super Contributor

Re: CHASE FREEDOM CLOSED!?


@CreditCuriousity wrote:

Time to buy some gas on my freedom and hope this offsets it and I fly under the radar.. Obviously amazon tracks GC to chase, especially being a $100 exactl amount w/no tax.....  Least it was sent to another state and address which shows it wasn't for me!   

 

Am I getting worried for nothing on my Freedom?

 

I meet the perfect profile although I didn't even come close to maxing out the $1500 quarter, but did make the $500 spend in the first week then charged a few small things here and there after...  Err really was hoping being with Chase was part of my rebuiding and still hope so.


The theory I noted earlier today, I'm still going with: Chase is on a mission before December 31 to close X thousands of accounts, and they are using any tag they can to make it happen. I just do not see how this incident is a "bonus abuse" situation. They are only using that terminology because it is loosey-goosey language in the T&C.

 

My opinion.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 42 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?

It just keeps getting better and better.... 

 

My mother (had) a Chase Freedom card for two years and the $100 Staples gift card she got me for Christmas resulted in her account getting terminated as well. They sent her the same notice. She is not an AU or vice versa and we have separate accounts. 

Message 43 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?

Shown as closed on 12/26/2014. 

Message 44 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?

Interesting...
Message 45 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?


@CreditCuriousity wrote:

Time to buy some gas on my freedom and hope this offsets it and I fly under the radar.. Obviously amazon tracks GC to chase, especially being a $100 exactl amount w/no tax.....  Least it was sent to another state and address which shows it wasn't for me!   

 

 


Ohhhhhh, interstate mpney laundering and mail fraud!   Expect the FBI real soon.

 

As I've said before, IF crackdowns happen, YOUR intentions don't matter.   If buying a gift card is bad, the CCC doesn't care what you say you intended for, their rewards burden is the same.   Volume should matter, but nothing to prevent MS sending cards to lots of confederates to cash out.

 

But if you believe the latest thread, a $50 BB gift card triggered a Chase shutdown.  

Message 46 of 97
NRB525
Super Contributor

Re: CHASE FREEDOM CLOSED!?


@Anonymous wrote:

It just keeps getting better and better.... 

 

My mother (had) a Chase Freedom card for two years and the $100 Staples gift card she got me for Christmas resulted in her account getting terminated as well. They sent her the same notice. She is not an AU or vice versa and we have separate accounts. 


Wow. just wow.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 47 of 97
Anonymous
Not applicable

Re: CHASE FREEDOM CLOSED!?

This doesn't make sense. Why go after the little guy? I'm sure if they looked they could close thousands of accounts with more maufactured spending. Fifty dollars? There's something missing. There must be more to it. Op may not know the real reason.

Message 48 of 97
CreditCuriosity
Moderator Emeritus

Re: CHASE FREEDOM CLOSED!?

Yep more is coming...  Normallly not a person that worries but wow, they hit your mom too?  So GC and not wanting to honor bonus is what appears to be setting them off along with 5x categories?  What is the point of having 5x, bonuses if you spend x dollars, etc!

Message 49 of 97
CreditCuriosity
Moderator Emeritus

Re: CHASE FREEDOM CLOSED!?


@Anonymous wrote:

@CreditCuriousity wrote:

Time to buy some gas on my freedom and hope this offsets it and I fly under the radar.. Obviously amazon tracks GC to chase, especially being a $100 exactl amount w/no tax.....  Least it was sent to another state and address which shows it wasn't for me!   

 

 


Ohhhhhh, interstate mpney laundering and mail fraud!   Expect the FBI real soon.

 

As I've said before, IF crackdowns happen, YOUR intentions don't matter.   If buying a gift card is bad, the CCC doesn't care what you say you intended for, their rewards burden is the same.   Volume should matter, but nothing to prevent MS sending cards to lots of confederates to cash out.

 

But if you believe the latest thread, a $50 BB gift card triggered a Chase shutdown.  


LTL can't tell if you are serious or joking on the last part....  Think it is something different?

Message 50 of 97
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