I nervously called Cap 1 to check for an APR reduction. The rep put me on hold, came back and said we have an offer of 18.45% for 7 months. I said whatttt...
Cap One Rep: Ms will you accept this offer”
Me: Internally screaming H*** yeah
My real answer: “yes I accept the offer” 😂
Original APR 26.49%
Non-Permanent APR 18.45%
I’ll take it. Better than no offer..
Slow and steady, slow and steady 😉