I nervously called Cap 1 to check for an APR reduction. The rep put me on hold, came back and said we have an offer of 18.45% for 7 months. I said whatttt...
Cap One Rep: Ms will you accept this offer” Me: Internally screaming H*** yeah My real answer: “yes I accept the offer” 😂
Original APR 26.49% Non-Permanent APR 18.45%
I’ll take it. Better than no offer.. Slow and steady, slow and steady 😉