cancel
Showing results for 
Search instead for 
Did you mean: 

Cap1 Graduation!

Jago22
Super Contributor

Cap1 Graduation!

So i hit 11 months on my Cap1 Platinum and got an email this morning.

 

Jago, you earned an upgrade on your Capital One Secured Mastercard. No more secured cards for me.

 

So for those of you wondering, it does happen for the cards after '16 as i got mine in "17.

No CLI, it states my credit step is counted, so i'm not at 6 months with current limit. but its not denied so thats a plus. 

 

Mods, sorry if this is the wrong place





Message 1 of 22
21 REPLIES 21
Genius
Established Contributor

Re: Cap1 Graduation!

So, I'm a bit confused! lol

 

Did your secured card graduate?

 

Did you receive a CLI?

 

Did you get both?

 

At any rate, congrats!  haha

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 762, EQ 784, TU 764 (03/28/2020)
Goal Ficos: EX 800, EQ 800, TU 800 (12/31/2020)
~~~Credit lines~~~~
Total Open Credit Limit: $83000
Lowe's: $20000
Discover It: $15000
PenFed Pathfinder: $15000
BofA Platinum Plus: $9100
Chase Sapphire Preferred: $9000
Chase Freedom Unlimited: $6400
Amazon Prime Store Card: $5000
BofA Cash Rewards: $1500
Capital One Platinum: $1500
Home Depot: $500

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 2 of 22
Jago22
Super Contributor

Re: Cap1 Graduation!


@Geniuswrote:

So, I'm a bit confused! lol

 

Did your secured card graduate?

 

Did you receive a CLI?

 

Did you get both?

 

At any rate, congrats!  haha


Yes Smiley LOL the upgrade they are speaking of is that it is now unsecured. 





Message 3 of 22
Genius
Established Contributor

Re: Cap1 Graduation!

Congrats on the graduation, Jago!  Awesome!

 

I got a graduation on my $2K secured BofA MC yesterday.  What a great feeling!

 

Best of luck to you!!

~~~Rebuilding Score History~~~
Starting Ficos: EX 541, EQ 493, TU 523 (07/02/2016)
Latest Ficos: EX 762, EQ 784, TU 764 (03/28/2020)
Goal Ficos: EX 800, EQ 800, TU 800 (12/31/2020)
~~~Credit lines~~~~
Total Open Credit Limit: $83000
Lowe's: $20000
Discover It: $15000
PenFed Pathfinder: $15000
BofA Platinum Plus: $9100
Chase Sapphire Preferred: $9000
Chase Freedom Unlimited: $6400
Amazon Prime Store Card: $5000
BofA Cash Rewards: $1500
Capital One Platinum: $1500
Home Depot: $500

My Credit Rebuild


Take the myFICO Fitness Challenge
Message 4 of 22
Jago22
Super Contributor

Re: Cap1 Graduation!


@Geniuswrote:

Congrats on the graduation, Jago!  Awesome!

 

I got a graduation on my $2K secured BofA MC yesterday.  What a great feeling!

 

Best of luck to you!!


Thanks, you too.     At this point i needed to chill out, i added way to much to fast cuz they kept approving me.  but SP CLI.. Smiley Happy





Message 5 of 22
ShatteredK
Regular Contributor

Re: Cap1 Graduation!

Congratulations getting it Graduated!
.:: AmEx Gold Delta | AmEx Blue Cash | Citi AAdvantage | Chase Amazon Prime Signature Visa | Wells Fargo Platinum::.
02.15.18:
Today:
Message 6 of 22
JAG73
Moderator Emerita

Re: Cap1 Graduation!

Congrats @Jago22

Got some pruning to do... No more new cards!
Message 7 of 22
siberia91
Contributor

Re: Cap1 Graduation!

It gives me some hope.

I got mine in late January '17. Had one CLI last summer.

Depost was $200. Got $351 SL. Summer '17 asked for CLI online. Got $651. Tried again early this year was denied. Called for PC denied.

I will wait couple more months and try to CLI again and call for PC. It's been 13 months..

Capital One Secured 1/17 $351 -> $651
Amazon Prime Store Card 7/17 $2300 -> $3300 -> $5500
Suntrust Cash Rewards 1/18 $4000 AU closed
Capital One Spark Business 1/18 $2000
Overstock 1/18 $1400->$3400->$5400->$7400
Chase Freedom 1/18 $2500->$3500
Discover It 2/18 $2000

Target RedCard 7/18 $2500 AU
Gardening since 2/8/18 before applying for mortgage
Message 8 of 22
Remedios
Credit Mentor

Re: Cap1 Graduation!

Congrats, Jago!
Message 9 of 22
CapCredit72
Established Contributor

Re: Cap1 Graduation!

Jago, and others Congrats! wonderful job... Smiley Very Happy

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 10 of 22
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.