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Cap1 unsecured denied can I aske for re consideration for a secured card?

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Gkanthony
New Contributor

Cap1 unsecured denied can I aske for re consideration for a secured card?

I have been lurking for a while and I was unsure if this can be done. Can I call back door number and ask to have it switched to unsecured.
Message 1 of 16
15 REPLIES 15
toppers555
Established Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Cap1 cards stop being unsecured years ago.



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 2 of 16
myjourney
Super Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

You've taken 3 HP's can't hurt to ask...call, good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 16
Countingpennies
Established Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

"Cap 1 cards stopped being unsecured years ago."

Cap 1 has secured and unsecured cards. I must be misunderstanding what you mean by this, would you please elaborate?
Message 4 of 16
myjourney
Super Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Cap1 has both secured and unsecured cards available

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 16
toppers555
Established Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

I may have misread you post assume you were trying to to get a secured card unsecured .



TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!


Message 6 of 16
Anonymous
Not applicable

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Cap1 usually requires another HP for each credit card you apply for.
Message 7 of 16
Gkanthony
New Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Hmmm so if I ask for an unsecured it's going to be another round of hp's? Ugh :-(
I can't afford that. I have to think of something else.
Message 8 of 16
Anonymous
Not applicable

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Yes but 2 HPs within 2 weeks= 1 HP. I applied for CSP and Freedom 2 days apart and only 1 INQ from Chase shows up. I was denied the CSP, approved for the Freedom.
Message 9 of 16
Gkanthony
New Contributor

Re: Cap1 unsecured denied can I aske for re consideration for a secured card?

Ok should I call and ask or should I just apply for the secured now?
Message 10 of 16
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