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Capital One: No More Account Combination

James_A
Valued Contributor

Capital One: No More Account Combination

That's what I was told today. I double-checked online & found no combination option. 

 

Bummer for me because I just apped a Savor with the intention to roll my two bucketed cards into it come 2/20 when they're both eligible for another CLI. Hoping to make one decent card from the three. Now?

 

File under: should've asked Tony Romo first.

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 1 of 76
75 REPLIES 75
kdm31091
Super Contributor

Re: Capital One: No More Account Combination

No big surprise as they probably feel people are creating too large of limits. They only have offered it for a couple years. They didn’t for the longest time before that. Looks like they’re rolling it back.
Message 2 of 76
blindambition
Community Leader
Senior Contributor

Re: Capital One: No More Account Combination


@James_A wrote:

That's what I was told today. I double-checked online & found no combination option. 

 

Bummer for me because I just apped a Savor with the intention to roll my two bucketed cards into it come 2/20 when they're both eligible for another CLI. Hoping to make one decent card from the three. Now?

 

File under: should've asked Tony Romo first.


Capital One, Worthless in your wallet. 

Message 3 of 76
Iceywarm
New Contributor

Re: Capital One: No More Account Combination

Worthless in you're wallet indeed!

 

WHATS IN YOU'RE WALLET? I am sorry Samuel Jackson, But I do not want you in my wallet. I love my DSVR, and CITI cards. Capital One you are a number!

Message 4 of 76
LadyCatMeow
Valued Member

Capital One Card Combining Temp Unavailable

Hey guys! I was trying to find some recent threads about combining limits with Cap 1 but couldn't find any so I called to ask and I was told that this service has been "temporarily" removed from the account site and to keep checking online for it's return as they (csr's) were not privvy to that info. He stated that on their task list that this option was temp removed (something about a software workup) but asofar it did not say it was permanently removed. I asked if they wereable to override and complete the task on their end, but it was also a negative- it is only possible using the online feature under Control Your Card. Just wanted to give a heads up in case someone else (like me) was trying to do that and couldn't find enough info for it. If anyone knows different puleeeeez let me/us know!!! I did a product upgrade via the handy link on here a few months back and converted my old Plat into a QS but I also have the QS1 with the af that I would rather not pay for again. 

 

ps. adulting sucks Smiley Very Happy

Current Fico 8 scores as of 03/19:
Experian - 646
Equifax - 659
Transunion - 634

Goal - to reach 700 on all 3


Update TU 651 as of 4/19 and Exp 640 as of 4/19
Chase FU, Quicksilver, Quicksilver 1, Discover Chrome, Walmart, Target, Lane Bryant, IKEA Projekt and an AU on a Chase FU and Freedom

Update Fico 8 as of 6/19 :
Experian - 660
Equifax - 665
TransUnion - 682
Message 5 of 76
plaidington
Frequent Contributor

Re: Capital One Card Combining Temp Unavailable

Capital One is constantly "tweaking" their website. Very random. Kind of annoying.

Personal cards:
Amex Blue Cash Preferred
Capital One Quicksilver VS
Chase Freedom Flex WEMC
Chase Freedom Unlimited VS
Chase IHG WMC
Discover It
NFCU CashRewards WMC
US Bank Cashplus VS
Business cards:
Amex Blue Business Cash (Hidden TL)
FICO 8 Scores: EX 813 | EQ 819 | TU 823
Will answer questions about underwriting.
Message 6 of 76
marcforza1
Frequent Contributor

Re: Capital One Card Combining Temp Unavailable

There's been some comments on here about that feature on their site and everyone that's called them have gotten the same answer. There's no current timetable as to when that option will be available online again other than that they're working on it. But I understand where you're coming from because I'm in the same position like you and others wanting to move my CL from my QS1 to the QS. I guess we'll just have to patiently wait for Cap1 to get it together and get that feature back on their site. 




FICO 8 Scores 12/2017: EX-596; TU-604; EQ-591
Current: EX-648; TU-665; EQ-678
AAoA: 4.4 yrs
Message 7 of 76
LadyCatMeow
Valued Member

Re: Capital One Card Combining Temp Unavailable

Well so much for my plan to transfer my QS1 balance over to my Chase FU and then get the lines combined with the QS. I've been stuck (or bucketed as you guys call it) for 2+ years @ $500 for both and nothing I do pleases them so I just wanted to get them combined and not worry about the af for the QS1 and just let a small balance post every month for usage. Perfect payment history with them and they haven't given me any love, auto or by request. 

Current Fico 8 scores as of 03/19:
Experian - 646
Equifax - 659
Transunion - 634

Goal - to reach 700 on all 3


Update TU 651 as of 4/19 and Exp 640 as of 4/19
Chase FU, Quicksilver, Quicksilver 1, Discover Chrome, Walmart, Target, Lane Bryant, IKEA Projekt and an AU on a Chase FU and Freedom

Update Fico 8 as of 6/19 :
Experian - 660
Equifax - 665
TransUnion - 682
Message 8 of 76
SoCalifornia
Frequent Contributor

Cap1 Acct COMBINATION

Someone, please have mercy on me and tell me that there is some secret portal to jump through and find a hush-hush link or bat phone hotline to Capital Ones' elusive account combination option!?

I have been trying since late January to have my two Quicksilvers fused together, super sayian style.

Web search, call, no dice. All they ever say is keep checking back, because they are working hard to get that option live again. How hard could this be for a company who's sole purpose is credit options. They never give me an increase on either card, I've about had it with Cap1.

Any updates?


Message 9 of 76
Saeren
Mega Contributor

Re: Cap1 Acct COMBINATION

Sorry, it’s been removed and nobody knows if it’s coming back. 

 

My opinion is that Capital One probably intentionally got rid of it so we stop opening cards with the intent to combine them with older cards to get around the lack of CLIs. Call me cynical but it makes sense. 





Message 10 of 76
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