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@MyLoFICO wrote:
@Anonymous wrote:
@Anonymous wrote:Here's some data.
I originally applied for Platinum Mastercard last year and got PC'd to QS (no AF) about 2 or 3 weeks later (and got a new Quiksilver card in the mail). However, this entire time in my account, the card always appeared as "Platinum Mastercard' and I never saw the words "Quiksilver" anywhere, yet I had the 1.5% cash back. Many of you probably had the same experience
Well fast foward to today, I clicked on the upgrade and of course I had an offer to upgrade my QS to a *drum roll* QS....So I'm thinking I already have the pseudo-QS upgrade, what's the point? So I decided to just click upgrade (APR, No AF, 1.5% CB, Card number all stayed the same).
And now....after I log-in, my account actually comes up as a Quiksilver Account. I know it's nothing major, but it defintely feels better now seeing the official Quiksilver rather than the "Platinum MC" that's been showing up since I first opened the account.
FWIW ... mine shows as a "QuickSilver" as well, but if you click on Benefits and then Card Benefits, it'll either show the card as a Platinum or as something else.
That's what defines a card as either a Plat or something else.
Oops. Sorry I didn't read far enough before posting.
Yours had a visual aide! Even better
Thank you! I was able to upgrade my QuicksilverOne to a regular Quicksilver. I also sent the link to two family members who opened accounts 1 year ago and 3 months ago under the credit steps program and were able to upgrade from the Platinum to Quicksilver as well.
@MyLoFICO wrote:
@HeavenOhio wrote:
@Anonymous wrote:Here's some data.
I originally applied for Platinum Mastercard last year and got PC'd to QS (no AF) about 2 or 3 weeks later (and got a new Quiksilver card in the mail). However, this entire time in my account, the card always appeared as "Platinum Mastercard' and I never saw the words "Quiksilver" anywhere, yet I had the 1.5% cash back. Many of you probably had the same experience
Well fast foward to today, I clicked on the upgrade and of course I had an offer to upgrade my QS to a *drum roll* QS....So I'm thinking I already have the pseudo-QS upgrade, what's the point? So I decided to just click upgrade (APR, No AF, 1.5% CB, Card number all stayed the same).
And now....after I log-in, my account actually comes up as a Quiksilver Account. I know it's nothing major, but it defintely feels better now seeing the official Quiksilver rather than the "Platinum MC" that's been showing up since I first opened the account.
As far as MasterCard is concerned, it's still a Platinum MasterCard. From Capital One's standpoint, it's been a Quicksilver ever since you started earning rewards. What appears on your account page could be either the MasterCard/Visa branding or the Capital One branding. My cards switched to displaying MasterCard/Visa branding when I decided I wanted each card to be a different color.
That's not actually 100% correct. You need to look at the card rewards (Login > Beneftits> Card Benefits) structure to see how it shows up. If it says Platinum then you are correct. However, if it upgraded to World Mastercard rewards it is no longer considered a "platinum" rebuilder card.
Actually, none of my cards upgraded. All I did was change their colors so I wouldn't have three cards that looked nearly identical.
One was already a World MasterCard / Quicksilver. One's a Visa Platinum / QuicksilverOne. And the other is a Platinum MasterCard / QuicksilverOne. Everything stayed the same except that the word Quicksilver is now nowhere to be found in my account. When the names changed, I called to make sure there were no surprises.
When I check the benefits as mentioned above, I see that the Platinum MasterCard offers a little more than the Visa Platinum… not that I anticipate using any of them except possibly for the car rental benefits that just about every card has.
@Anonymous wrote:
@Anonymous wrote:Here's some data.
I originally applied for Platinum Mastercard last year and got PC'd to QS (no AF) about 2 or 3 weeks later (and got a new Quiksilver card in the mail). However, this entire time in my account, the card always appeared as "Platinum Mastercard' and I never saw the words "Quiksilver" anywhere, yet I had the 1.5% cash back. Many of you probably had the same experience
Well fast foward to today, I clicked on the upgrade and of course I had an offer to upgrade my QS to a *drum roll* QS....So I'm thinking I already have the pseudo-QS upgrade, what's the point? So I decided to just click upgrade (APR, No AF, 1.5% CB, Card number all stayed the same).
And now....after I log-in, my account actually comes up as a Quiksilver Account. I know it's nothing major, but it defintely feels better now seeing the official Quiksilver rather than the "Platinum MC" that's been showing up since I first opened the account.
FWIW ... mine shows as a "QuickSilver" as well, but if you click on Benefits and then Card Benefits, it'll either show the card as a Platinum or as something else.
That's what defines a card as either a Plat or something else.
Ugh...
So here's what shows up on my account
Does this mean they only see me as a Platinum member?
Upgraded my VentureOne (it was my first credit card--didn't know better) to the QS. I realize I much prefer cash back to points, so I'm pretty excited. I had stopped using the card before. Thanks OP!
After my 1 year anniversary, Cap 1 "upgraded" me to the wemc qs, no account from my qs1. I haven't had an increase in so long I forgot what they look like. I asked for an apr reduction and heard crickets on the other end of the line lol My offer is the same as others mentioned qs to qs. *scratching head* If I were to apply for a new card right now, I would get a 13% apr according to the prequal (and a MUCH higher limit). If it were a single pull, I wouldn't hesitate. A triple pull is just excessive. Since it was my first card, it will just keep the dust bunnies company in my sd. I do want a travel card so at some point I "might" apply for the Venture but I really prefer Chase SP.
Cap 1 is really awesome for helping build credit but I will never understand why they don't offer more incentive to keep these people rather than let them go elsewhere once credit is established.