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Capital One check for upgrade link

tag
Anonymous
Not applicable

Re: Capital One check for upgrade link

Thanks for the link. Gone is plat card now QS.

Sucks limit and rate are the same but nice gone is stigma of subprime card for what that is worth. 

Message 211 of 660
joestay
Frequent Contributor

Re: Capital One check for upgrade link

Here is my offer.

 

Some questions.  Will there be any hard pull of my credit report and what will happen to the rewards that I currently have with my platinum card?  Also, should I take the upgrade offer?

 

Upgrade Offer.png

Message 212 of 660
MyLoFICO
Valued Contributor

Re: Capital One check for upgrade link


@joestay wrote:

Here is my offer.

 

Some questions.  Will there be any hard pull of my credit report and what will happen to the rewards that I currently have with my platinum card?  Also, should I take the upgrade offer?

 

Upgrade Offer.png


No hard pull. Your cash back will transfer too. It's not a new acocunt, just a new card and rewards structure but you won't lose anything. Except that AF. I would do it. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 213 of 660
joestay
Frequent Contributor

Re: Capital One check for upgrade link

Thank you.  Pull the trigger on this.  Now I have Quicksilver.  Is it a Visa Signature card because when I click on card benefit, I see visa signature.

Message 214 of 660
MyLoFICO
Valued Contributor

Re: Capital One check for upgrade link


@joestay wrote:

Thank you.  Pull the trigger on this.  Now I have Quicksilver.  Is it a Visa Signature card because when I click on card benefit, I see visa signature.


Yes, if it changed to that then yes, its a Signature. That used to depend on your CL but not too sure anymore. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 215 of 660
padme
Established Contributor

Re: Capital One check for upgrade link

omg, ive had a QS1 like for years never even thought about the $39 AF, upgraded to a QS, got 4 other ventures so,  i just use this one for little purchases.

Message 216 of 660
joestay
Frequent Contributor

Re: Capital One check for upgrade link

I'm glad I saw this thread because my AF was about to be charge tomorrow.  No more AF for me!!!!

Message 217 of 660
padme
Established Contributor

Re: Capital One check for upgrade link

When i tried the link for the 2nd time tonight after going from the QS1 to the QS, it offered me a VentureOne, but i already have one of those, with alot larger limit anyways, the QS is now at 3500. been there for a few years, since i have the ventures at 10k each.

Message 218 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Offers me an upgrade of my QS1 to.... QS1. I'm not understanding this.
Message 219 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link


@Anonymous wrote:
Offers me an upgrade of my QS1 to.... QS1. I'm not understanding this.

It means no soup for you!  Smiley Sad

Message 220 of 660
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