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Capital One check for upgrade link

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Anonymous
Not applicable

Re: Capital One check for upgrade link

IMG_0657.PNGSo I checked the link, and I got offer from regular platinum MC to quicksilver, or a quicksilver one.....the top offer doesn't say if it's visa or MC....the limit and rate is still horrible as this is one of my oldest, it was a rebuild card for sure.....I have two barclaycard with 3,000 limits on them, and a quicksilver one with a 1,500 limit....this one is still at 750....ugh! Worth upgrading? Can't get any love at all from Synch or Comenity even though I have a paypal credit as well as one other low limit store card that has not gotten any use in forever, zero balance...no excessive inquiries waiting on ch. 7 to fall off this September.....

Message 221 of 660
MyLoFICO
Valued Contributor

Re: Capital One check for upgrade link


@Anonymous wrote:

IMG_0657.PNGSo I checked the link, and I got offer from regular platinum MC to quicksilver, or a quicksilver one.....the top offer doesn't say if it's visa or MC....the limit and rate is still horrible as this is one of my oldest, it was a rebuild card for sure.....I have two barclaycard with 3,000 limits on them, and a quicksilver one with a 1,500 limit....this one is still at 750....ugh! Worth upgrading? Can't get any love at all from Synch or Comenity even though I have a paypal credit as well as one other low limit store card that has not gotten any use in forever, zero balance...no excessive inquiries waiting on ch. 7 to fall off this September.....


I would upgrade it, then check the rewards to see if it is still Platinum level. If so, wait 6 months and ask for a CLI. If you get it, merge it with the other QS you have after asking for a CLI for it as well. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 222 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Awesome! Will do thanks!! 😉
Message 223 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

So I did the upgrade, logged out then back in, but it still shows the same old one...I figure it just takes time to show as the new one....how do I tell if it's platinum rewards vs something else?
Sorry still kind of a credit newb lol 😂
Message 224 of 660
MyLoFICO
Valued Contributor

Re: Capital One check for upgrade link


@Anonymous wrote:
So I did the upgrade, logged out then back in, but it still shows the same old one...I figure it just takes time to show as the new one....how do I tell if it's platinum rewards vs something else?
Sorry still kind of a credit newb lol 😂

You need to look at the card rewards (Login > Beneftits> Card Benefits) structure to see how it shows up.  Not sure what all the options are but mine shows 2, one for each card.

 

1.png


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 225 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Ok, so both show as platinum MasterCard which is fine, but this is weird.......under my account benefits, shows up a third account number!!! I only have two cards....where the hell would this have come from??? It doesn't show in my "wallet" so to speak, but this is concerning......should I be calling them to find out about this???

 ****edited to remove pic, thanks for the heads up 😉****

Message 226 of 660
MyLoFICO
Valued Contributor

Re: Capital One check for upgrade link


@Anonymous wrote:

 

Ok, so both show as platinum MasterCard which is fine, but this is weird.......under my account benefits, shows up a third account number!!! I only have two cards....where the hell would this have come from??? It doesn't show in my "wallet" so to speak, but this is concerning......should I be calling them to find out about this???

 


Yes, I would call asap. And you should take that pic down asap. Even the last 4 is not good to post. 


Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 227 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Hello I have the capacity one secured card. Can you please message me about the link to unsecured the card.

Thanks

Message 228 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

Hello I have the capacity one secured card. Can you please message me some information about the link

Message 229 of 660
Anonymous
Not applicable

Re: Capital One check for upgrade link

My QS Visa Sig gives me the upgrade for another QS, not sure if they'll downgrade my Visa Sig. Lol.

 

Also my other option is a VentureOne with no fee upgrade, yay! what the?

Message 230 of 660
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